LOANS

Turn to Century Credit Union for all your loan needs.  From vehicle financing and home loans, to the convenience of borrowing money at a low rate based on the strength of your signature alone.

Just give us a call and let us take a Quick App. What is a Quick App? A Quick App is a loan application that we take over the phone, where you are able to receive approval before you hang up. No waitings, no call back. If your request is approved, we can even put the money right into your savings or checking account. You may also apply Online using our Secure Loan Application.

We offer a wide variety of loan programs with great rates and personal service including:

• New & Used Auto Loans
• Home Equity & Mortgage Loans
• Signature & Shared Secured
• Visa & Overdraft

Click Here To View Our Loan Rates

New & Used Vehicle, Boat, RV, or Motorcycle

A pre-approved loan from your credit union is the smartest way to finance because it lets you shop as a cash buyer. A low-rate Century loan is also the most cost-effective way to finance your purchase, especially when combined with dealer rebates.

We'll Match a Proven Rate
If you can prove you found a better rate somewhere else -- for comparable terms-- we'll be happy to match it.*

Payroll Deduction Convenience
Use Payroll Deduction or Direct Deposit to make your loan payments automatically. Setting your payments up biweekly or weekly also saves big on the interest you pay!

Refinance Too
Already financed your car someplace else? You'll probably qualify for our terrific rates or .25% off your current rate, whichever is less!*

Credit Life & Disability Insurance
Protect your family from the worry of debt for just pennies per day. Ask us for more information about this valuable coverage.

Extended Warranties Discounted
Finance your extended warranty -- available on both new and used autos -- right here and save up to 50% over dealer costs!

Gap Insurance
This insurance will payoff your loan balance in the event your vehicle is in an accident, and your car insurance only pays you for the market value of your auto.

*Floor rate applies

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Home Equity Loans

Put the equity in your home to work and choose from a fixed-term loan or a home equity line of credit. Both of these "second mortgage" loans offer competitive rates and one of the best consumer bargains around.  Use the funds for home improvements, college costs, even a dream vacation -- the choice is yours.

Real Estate Loans

Whether you're purchasing a new home or refinancing your current mortgage, turn to the credit union for the expert help you need. Choose from a 15 or 30-year loan with a fixed or adjustable rate. Rates change daily with market. Contact the Credit Union for updates.

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Signature Loans, Debt Consolidation & Lines of Credit

Your signature and good credit history are all we require to secure these loans, available for almost any purpose. Signature loans are a great tool for managing credit card debt, medical bills, or smaller purchases such as personal computers. You can even use this loan to make home improvements -- without adding a second mortgage. And with a line of credit, just one initial application keeps funds on hand anytime you need an advance, making borrowing flexible and convenient. Just call us!

Savings or Certificate Secured Loans

You secure the lowest rate available (just 3% over current dividend rate of your shares or certificates) while your savings act as collateral until the loan is paid off. Best of all, your funds continue to earn dividends while your use your borrowed funds for whatever you choose.

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VISA Platinum & Classic Credit Cards

Members are raving about Century's VISA Platinum Credit Card, with no annual fee, a fixed annual percentage rate of just 8.9%, and a 25-day interest -free grace period on purchases. But that's not all: the VISA Platinum actually pays you CASH BACK on all your purchases. The cash back bonus arrives on your credit card statement in the fall, just in time for holiday shopping.

VISA Platinum is available to qualified members based on credit score, but you may also be eligible for our VISA Classic Credit Card. It also carries NO annual fee, a competitive fixed rate, and a 25-day interest-free grace period on purchases.

A Century VISA is the only credit card yo need to carry. Contact the Credit Union for more information.

To block a lost or stolen card after hours, please call 800-682-6075.

Overdraft Protection

Our Overdraft Line of Credit Loan acts as a security blanket for your checking account, protecting you from bounced checks automatically. You can even use overdraft protection to write yourself a check for a special purpose.

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Credit Reports Online

Need a copy of your credit report? Through TransUnion's Website you have the option of ordering and viewing your TransUnion Credit Report & Score online or receiving the report by mail. You will also find educational content to help you better understand the information in your file, and what you can do to improve your credit ratings.