• Newer Automobiles
  Rates As Low As	1.59% APR*

• New Recreational
  Rates As Low As	4.59% APR*

• Home Equity Loans
  Rates As Low As	4.59% APR*

• Unsecured Loans
  Rates As Low As	7.59% APR*

• *APR is the Annual Percentage Rate.
  Loan rates are determined by credit score. Rates listed below are the lowest rates possible.
  
  Discounts:
  • Payments made by payroll deduction or automatic transfer from checking receive .25% discount
  • Valuable Member discount .25% (to receive a vmd a member must have checking, direct deposit, and a visa credit card)
  • Advantage 55 members receive .50% discount
  Discount does not apply to Visa Credit Cards, Share Secured, Mortgage Products. Maximim discount of .50%, floor rate applies.