 |
| |
*APR is the Annual Percentage Rate.
Loan rates are determined by credit score. Rates listed below are the lowest rates possible. |
|
| |
 |
|
| |
Discounts: |
|
| |
- Payments made by payroll deduction or automatic transfer from checking receive 0.25% discount
|
|
| |
- Valuable Member discount 0.25% (to receive a vmd a member must have checking, direct deposit, and a visa credit card)
|
|
| |
- Advantage 55 members receive 0.50% discount
|
|
| |
Discount does not apply to Visa Credit Cards, Share Secured, Mortgage Products. Maximim discount of 0.50% floor rate applies |
|
| |
|
|
| |
Please contact Century Credit Union for Home Equity and first mortgage loans by calling: |
|
| |
|
|
| |
314-544-1818 or 1-800-595-8587 |
|
| |
|
|
| |
 |
|
|
|
|
|
| |
Loan Rates Effective Date:
January 1, 2012
| |
Vehicle Loan Rates
(New vehicles financed up to 100% of the purchase price. Used vehicles financed up to 100 % of NADA retail value.) |
|
Automobiles
(Vans, Tucks, SUV's) |
24 MOS
APR* |
36 MOS
APR* |
48 MOS
APR* |
60 MOS
APR* |
72 MOS
APR* |
120 MOS
APR* |
|
| New |
3.24% |
3.24% |
3.24% |
3.24% |
3.74% |
N/A |
|
| Back 3 Model Years |
3.74% |
3.74% |
3.74% |
3.74% |
4.24% |
N/A |
|
| Back 4 to 7 Model Years |
4.24% |
4.24% |
4.24% |
4.24% |
N/A |
N/A |
|
| **72 Month Loan must be greater than
$15,000 |
|
|
Recreational
(Motorcycles, Boats, Motorhomes) |
24 MOS
APR* |
36 MOS
APR* |
48 MOS
APR* |
60 MOS
APR* |
72 MOS
APR* |
120 MOS
APR* |
|
| New |
5.24% |
5.24% |
5.24% |
5.24% |
5.74% |
6.24% |
|
| Back 3 Model Years |
5.74% |
5.74% |
5.74% |
5.74% |
6.24% |
N/A |
|
| Back 4 to 7 Model Years |
6.24% |
6.24% |
6.24% |
6.24% |
N/A |
N/A |
|
| **72 Month Loan must be greater than
$20,000. ***120 Month Loan must be greater than
$40,000. ****Used Motorhomes and campers only go back 3 Model Years. |
|
|
Miscellaneous Collateral
(Vehicles over 7 years old, Campter, Atv's,Jetskies)
|
24 MOS
APR* |
36 MOS
APR* |
48 MOS
APR* |
60 MOS
APR* |
72 MOS
APR* |
120 MOS
APR* |
|
| |
6.49% |
6.49% |
6.49% |
6.49% |
N/A |
N/A |
|
|
| |
|
Home Equity Loans
|
5 Year
APR* |
10 Year
APR* |
15 Year
APR* |
|
| Century Preferred Equity |
5.49% |
5.74% |
5.99% |
|
| Century Fixed Rate Equity |
5.74% |
5.99% |
6.24% |
|
| Equity Line of Credit |
Prime +
0.50% , Up to 15 Year Payback, 10 year Draw Period, Current Prime
3.25% |
|
| DebtBuster/No Equity Loan |
6.99% 5 Year Payback |
|
|
| Mortgage Loans |
Click Here for information on our Mortgage Loans. |
|
|
| |
| Other Personal Loan Rates |
|
| Share/Certificate |
Dividend rate +
3.00% APR*
For Up To 48 Months (floor rate applies) |
|
|
Unsecured Loans
Including
Signature Loans, Visa Cards, & Line of Credits |
7.99% APR* - 17.90% APR* |
|
|
|
|
|
|
