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*APR is the Annual Percentage Rate.
Loan rates are determined by credit score. Rates listed below are the lowest rates possible. These rates Include a .25% discount for Automatic payment |
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Please contact Century Credit Union for Home Equity and first mortgage loans by calling: |
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314-544-1818 or 1-800-595-8587 |
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Loan Rates Effective Date:
March 1, 2013
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Vehicle Loan Rates
(New vehicles financed up to 100% of the purchase price. Used vehicles financed up to 100 % of NADA retail value.) |
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Automobiles
(Vans, Tucks, SUV's) |
24 MOS
APR* |
36 MOS
APR* |
48 MOS
APR* |
60 MOS
APR* |
72 MOS
APR* |
84 MOS
APR* |
120 MOS
APR* |
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| New & Back 3 Model Years |
1.59% |
1.69% |
1.89% |
1.99% |
2.59% |
3.29% |
N/A |
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| Back 4 to 7 Model Years |
2.59% |
2.69% |
2.89% |
2.99% |
3.59% |
N/A |
N/A |
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| **72 Month Loan must be greater than
$15,000
**84 Month Loan must be greater than
$25,000
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Recreational
(Motorcycles, Boats, Motorhomes) |
24 MOS
APR* |
36 MOS
APR* |
48 MOS
APR* |
60 MOS
APR* |
72 MOS
APR* |
84 MOS
APR* |
120 MOS
APR* |
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| New Back 3 Model Years |
4.59% |
4.69% |
4.89% |
4.99% |
5.59% |
N/A |
6.59% |
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| Back 4 to 7 Model Years |
5.59% |
5.69% |
5.89% |
5.99% |
N/A |
N/A |
N/A |
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| **72 Month Loan must be greater than
$20,000
. **84 Month Loan must be greater than
$25,000
***120 Month Loan must be greater than
$40,000. ****Used Motorhomes and campers only go back 3 Model Years. |
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Miscellaneous Collateral
(Vehicles over 7 years old, Campter, Atv's,Jetskies)
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24 MOS
APR* |
36 MOS
APR* |
48 MOS
APR* |
60 MOS
APR* |
72 MOS
APR* |
120 MOS
APR* |
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6.59% |
6.69% |
6.89% |
6.99% |
N/A |
N/A |
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Home Equity Loans
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5 Year
APR* |
10 Year
APR* |
15 Year
APR* |
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| Century Preferred Equity |
3.99% |
4.49% |
4.99% |
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| Century Fixed Rate Equity |
4.99% |
5.49% |
5.99% |
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| Equity Line of Credit |
Prime +
0.50% , Up to 15 Year Payback, 10 year Draw Period, Current Prime
3.25% |
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| DebtBuster/No Equity Loan |
6.99% 5 Year Payback |
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| Mortgage Loans |
Contact our Mortgage Loan Specialist at 636-464-5037. |
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| Other Personal Loan Rates |
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| Share/Certificate |
Dividend rate +
3.00% APR*
For Up To 48 Months (floor rate applies) |
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Unsecured Loans
Including
Signature Loans, Visa Cards, & Line of Credits |
7.99% APR* - 17.90% APR* |
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