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Why Century

Take your money further and reach your goals sooner

Lower rates on loans. Higher rates on deposits. Far fewer and much lower fees.

Pricing advantages aren't the only reason people choose Century Credit Union over other options in a crowded marketplace.

Friendly service, knowledgeable staff and loads of convenience factor heavily, too.

Oh, we're also 100% local and have been in business for almost 70 years!

Expenses at the credit union are kept to a minimum so we have more money to share with the people who do business with us.

Laser-focused on people

Because we are structured as a not-for-profit financial institution, we use money to help people, unlike banks that are for-profit and use people to make money.

Everyone who has money on deposit with us — whether it's $25, $2,500 or $250,000 — is considered an equal part-owner of the credit union and is treated as such. Red-carpet service is provided to all (without the actual red carpet).

Our employees are more than order-takers; we serve as financial educators, coaches and mentors, to help you feel empowered and confident when making decisions about money. Your stories and challenges truly matter to us; we listen closely and always act in your best interests.

Big doesn't mean better

The megabanks have nothing on us when it comes to convenience.

We're part of a nationwide shared branch and ATM network that provides our members with more physical locations than the biggest banks. We operate branches of our own in Lemay (South St. Louis County) and Arnold (North Jefferson County), offering longer business hours than most competitors Monday through Thursday and equal hours on Fridays and Saturdays.

At Century, you'll find many of the same financial products and services as banks offer, but better deals at the credit union.

Deposits at Century are federally insured to at least $250,000 by NCUA , a U.S. government agency. This is the same amount of coverage that banks have through FDIC. Bottom line: Your hard-earned dollars are very safe with us. On top of deposits being federally insured and the credit union being highly regulated by state and federal agencies and audited annually by an independent and certified public acccounting firm, we are extremely well capitalized.

Join us

Your wallet with thank you, and we'll warmly welcome you into our growing credit union family.

If you live or work in St. Louis County/City, Jefferson County or Franklin County in Missouri — or have a family member who does — you're eligible to do business with us.

Membership/ownership is established by depositing and maintaining $25 in a savings account. Simple as that; there are no membership fees.

Once you join the credit union, you can remain a member for life, even if you move out of the area, change jobs, retire or marry.

If you have questions, give us a call at (636) 464-5037 or (314) 544-1818.

Become a Century Credit Union member now