Century membership is now available to individuals who live or work in this county, giving more people in our region access to the same products, services and benefits you enjoy.
Century membership is now available to individuals who live or work in this county, giving more people in our region access to the same products, services and benefits you enjoy.
A Money Market Account1 (MMA) is a blend of a savings and checking account. With an MMA, you get the best of both worlds: a much higher interest rate compared to a regular savings account and the added convenience of accessing your funds with checks.2
An MMA is a great tool for saving for significant purchases, as well as shoring up an emergency fund for unexpected expenses.
The more you deposit into our Smart Savers MMA, the better your earnings will be.
If you're looking for the highest possible yield, our Prime MMA is the way to go. By maintaining additional financial relationships with us, you can unlock our top interest rate.
No matter which option you choose, you'll be optimizing your earnings compared to an everyday savings or checking account.
| Smart Savers | Prime | |
|---|---|---|
| Annual Percentage Yield | As high as 2.73% Rates tiered by balance ranges See Rates page for details | {{RATE}} |
| # of Tiers Offered | 6 See Rates page for details | 1 |
| Minimum Average Daily Balance Requirement | None ($2,500 starts earning you higher interest than a savings account) | $10,000 |
| Monthly Fee if Balance Requirement Not Met | None | None |
| Other Requirement(s) | None | Ongoing direct deposit(s) eStatements Active checking account |
| APY if requirement(s) not met | Same as Regular Savings Account | Same as Regular Savings Account |
Contact the credit union if you would like checks to access your money market account.
1 $5 minimum deposit to open. A money market account is a federally insured deposit account.
2 Limits apply.
3 Number of withdrawals is limited each month.
APY = Annual Percentage Yield. Paid monthly.
If you don't need immediate access to your funds, a CD is a great way to earn more.
By committing to leave your money untouched for six months or longer, you can take advantage of higher interest rates that CDs offer compared to traditional savings accounts.
Terms of 6, 12, 24, 36, 48, and 60 months are available at Century, plus a monthly CD special at a non-standard term typically paying our highest yield. Long terms can be an attractive option if you believe interest rates may fall and want the certainty of knowing your rate won't change during those years.
With our unique 24-month "Flex" CD, you get a little extra peace of mind if rates rise. You’ll lock in today’s rate for two years, but if the rate on this CD goes up during your term, you can request a one-time rate bump to the higher rate for the remainder of your term.
The minimum deposit to open an adult CD is $1,000. For teens, $100 is the minimum. The more you invest, the more you'll see your savings grow! Maximum deposit amounts may apply.
You can also choose from a regular CD or an IRA CD; the latter gives you the added benefit of tax-deferred earnings.
1 Withdrawal of funds prior to maturity is subject a penalty, reducing CD earnings.
APY = Annual Percentage Yield. Paid quarterly (on anniversary date of CD) with choice of payment to your savings account or CD.
Your wallet doesn’t have to take a major hit this holiday season. With a little planning and saving ahead of time, you can tackle all the items on your shopping list without straining your finances.
1 Through payroll deduction, in person, or by mail.
APY = Annual Percentage Yield. Paid on balance up to $1,000; competitive rate on higher balance.
