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Boost teen account

A program for young adults ready to take responsibility for their financial future


If you're between the ages of 13-18, our special account will give you a jump start on your financial future by giving you the tools you need to succeed. Things like:

  • A boosted rate on a savings account1 — higher than what our regular savings accounts earn
  • A boosted rate on a short-term CD, with a lower minimum balance requirement than adult CDs
  • A free checking account2
  • An ATM/debit card with free access to more than 250 ATMs locally and 30,000 nationwide!3
  • Free paper statements (or eStatements, if you prefer)
  • A low-rate Visa credit card with no annual fee and a low credit limit to help you establish credit4

A minimum deposit of $25 is needed to open a Boost account. By learning how to use your own money to make real-life decisions, you'll learn great saving and spending habits.

We'll be with with you every step of the way


You'll learn how to do things that are important, like:

  • Using online banking and our mobile app to stay on top of your money
  • Depositing checks electronically with your smartphone's camera
  • Balancing a checkbook
  • Budgeting and planning ahead
  • Shopping for the best values
  • Creating good credit use and payment habits
  • Applying for an auto loan

Having a Boost account is one of the first steps toward making the most of your money.

Opportunity to earn a scholarship


You could earn a $1,000 or $500 high school or college scholarship from us based on your academic achievements, extracurricular activities, community involvement and a written essay. It's our way of demonstrating our commitment to suppporting the educational aspirations of our young members. We annually award up to four high school/college scholarships and a total of $3,000.

  • Louis Kovarik scholarship (ages 13-15) - First-place winner receives $1,000; runner-up receives $500.
  • William Pauly scholarship (for members ages 16-18) - First-place winner receives $1,000; runner-up, $500.

Scholarships are based on academic achievements, extracuricular activities, community involvement and a written essay.

No other local financial institution offers high school scholarships.


1Parent needed as a joint owner on the account through age 17. At age 18, you can open an account of your own or request the parent be removed as the joint owner on an existing Boost account. class="disclaimer" 2Starting at age 16 class="disclaimer" 3You'll earn rewards points on purchases made with your debit card. Free ATMs are those in the CO-OP Network. class="disclaimer" 4Starting at age 16, with a $250 credit limit. At age 18, with proof of income, you can receive a $500 credit limit.