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NextGen Teen Club

A program for young adults ready to take responsibility for their financial future


If you're between the ages of 13-17, you can open an account at Century and be the primary owner, with a parent as a joint owner. At age 18, a parent does not need to be on the account. Either way, you can enjoy some special perks at the credit union.

Earn money for saving money

For each $5.00 deposit you make into your account1, you'll earn a stamp on a rewards card given to you at account opening. Each new stamp is worth one dollar. Once your card is full of 25 stamps, we'll electronically deposit $25.00 into your account to help your savings grow faster!

No other local financial institution offers this benefit.

Members as young as 13 are eligible for a scholarship

To demonstrate our commitment to suppporting the educational aspirations of our young members, we annually award up to four high school/college scholarships and a total of $3,000.

  • Louis Kovarik scholarship (ages 13-15) - First-place winner receives $1,000; runner-up receives $5002.
  • William Pauly scholarship (for members ages 16-18) - First-place winner receives $1,000; runner-up, $500.2

Scholarships are based on academic achievements, extracuricular activities, community involvement and a written essay.

No other local financial institution offers high school scholarships.

The tools you need to succeed

Get a jump start on your future by having more than just a savings account with us.

At age 16, add an ATM card, or better yet open a checking account and get a debit card with us. You can also apply for a Visa credit card3 at this same age, with a parent as a co-signer. At age 18, you can get a credit card of your own.4

How to get started

Simply deposit $25.00 or more into this account. There are no monthly service charges.

To stay on top of your account, we encourage you to enroll in our free online and mobile banking services and sign up for free eStatements.


1Savings or checking. Does not apply to direct deposit of paychecks.

2Each award is made payable to an educational institution. Runner-up scholarship is awarded if more than 20 applications are received. Recipients are chosen by an internal committee.

3$250 credit limit.

4With proof of income. $500 credit limit.