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THANK YOU for nominating & voting for Century

The streak continues! Thanks to your support. Century has once again been named one of the best local credit unions in St. Louis Magazine’s A-List Readers’ Choice Poll. That marks three years in a row — 2024, 2025, and 2026 — that Century has been named a finalist.


 

 

 

Learn More

Accounts

Regular Savings Special Savings
(includes Vacation / Christmas Club)
Health Savings

Regular Savings

Make your money work for you

Saving your money is not as glamorous as spending it on the latest flavor of latte each morning or buying another monthly streaming subscription. No judgement here, you work hard for that money and want to enjoy it. BUT, what if you could make your money work for you so that you could enjoy it even more? You can when you save at Century.

Whether you are budgeting for planned expenses, preparing for an unexpected financial emergency, or dreaming of a big purchase, your money will work harder for you here.

Our federally insured savings accounts offer exceptional value. We pay higher dividends than most local competitors, meaning your money grows faster with us. You can easily monitor your progress with our free digital banking services that provide you with 24-hour account access.

When you open a savings account with Century, you'll enjoy a variety of benefits that make saving easy and rewarding.

No monthly
service fees
Keep more of
your money
Automatic transfers Effortlessly boost your savings habit
Dividends on balances of $100+ Watch your
savings grow

Getting started is simple

Just deposit of $25 or more to open your account. To ensure a smooth process, have a couple of essentials on hand: a valid driver's license and your Social Security card.

Your initial deposit establishes your membership with us and needs to remain in your account to keep your membership active.

Opening a savings account with us unlocks access to all our money-saving financial products and services. Start saving smarter today with Century.

HEAR WHAT OUR MEMBERS SAY

Century has definitely impacted our family where it’s a financial institution that you can trust handling your money and rely on for decisions depending on loans and the investment of our money.

Linda G.

Special Savings

Set aside money for your specific savings goals

Saving can be easier when you have a separate account for a specific goal. A Vacation Club savings account can help you put money aside for annual trips or that once-in-a-lifetime dream getaway, while a Christmas Club savings account can help you prepare for gifts and other holiday expenses.

You can also set up a special savings account for just about any goal you have in mind. Maybe you’re preparing for a new addition to the family, planning a wedding, saving for a milestone birthday or working toward a down payment on your first home.

Whatever you’re saving for, setting aside a little at a time can make those bigger expenses much easier to manage when the time comes. You can get started with depositing as little as $1 to open any of these accounts.

 

Health Savings

A smart way to save and invest in your wellness

When paired with a high-deductible healthcare plan, a Health Savings Account (HSA) gives you the opportunity to save pre-tax earnings for current and future eligible medical, dental, and vision care expenses. With an HSA, you get a triple tax advantage.

Contributions are tax-deductible Up to the yearly limit
Interest paid Your funds
grow tax-free
Spend your savings tax-free Applies to
eligible expenses

Your unused HSA funds roll over from year-to-year, so you can save for future — unknown or planned — medical expenses. If you change employers or change your insurance plan, you can take your HSA funds with you.

An HSA account comes with its own debit card and can be used on eligible medical purchases.

Check with your insurance provider or employer to see if your health plan is HSA-eligible.