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Vehicle Loans

We'll provide you with the best deal possible

With our below-market rates, friendly terms and low-cost add-on options, you'll save a signficant amount of money by borrowing from us. This applies to cars, trucks, vans, motorcycles, all-terrain vehicles (ATVs), boats, personal watercraft, travel trailers and motorhomes -- and it includes refinancing a loan you may already have with another lender.

Before you start visiting dealerships, get pre-approved for a loan with Century. It lets you know your budget and shop as a cash buyer. Having a great deal in hand also leads to a better shopping experience for you.

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Financing advantages through Century

  • Rate-match promise. If you find a better rate at a comparable term elsewhere, simply provide proof of it and we'll match or beat it.**
  • Save money with automatic payments. Receive a 0.25% discount on your rate when you set up automatic monthly payments. You can make payments through payroll deduction or direct deposit for added convenience.
  • Payment flexibility. Send your payments weekly or biweekly to save on interest over the life of your loan.
  • Up to 125%¬†financing available. This includes tax, title, etc., and applies to qualified borrowers.
  • Flexible terms. Up to 84 months available.
  • Pay much less for add-on options. Save up to 50% on what dealerships charge for mechanical repair coverage and GAP (Guaranteed Asset Protection) insurance. Get these through us instead! With GAP, your loan balance will be paid off if your vehicle is totaled in an accident or stolen and not recoverd; this insurance covers the difference between your loan balance and market value of your vehicle.
  • Low-cost protection: Your loan balance or payments may be cancelled in the event of involuntary unemployment, disability or death. More details
  • Skip-a-payment program. When your loan is good standing with the credit union, you'll be given opportunities to skip your monthly payment with us.
  • No early pay-off penalty.

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*RV (recreational vehicle) includes motorhomes, campervans, travel trailers, personal watercraft, all-terrain vehicles, etc. (anything that can be titled) **Floor rates apply.