Start fresh with low-interest, fee-free balance transfers
Ready to get beyond higher-interest debt?
Now's the perfect time to transfer balances from high-interest credit cards, whether from stores or other financial institutions, to a new Century Visa or one you already have with the credit union..
You'll save a significant amount of money on interest charges and simplify your finances by consolidating your debt in one place. It's a smart way to make life a little easier -- and a lot more affordable.
Take advantage of just 2.99% APR* through August 31, 2025, with NO balance transfer fees**!
Don’t wait. This offer expires March 15, 2025.
Start saving, today
We make it very easy to transfer your balances by streamlining the process. We offer you balance transfer checks that you can use to pay off other card issuers directly. Or, if you prefer, simply complete the form below, and we'll handle the transfers for you, making the whole process even simpler!
If you have questions about getting started, call us at 636.464.5037.
*APR=Annual Percentage Rate. The 2.99% promotional rate will be applied to balance transfers made between January 15, 2025, and March 15, 2025, using balance transfer checks we provide to you or checks we use to pay off or pay down higher-interest credit card balances you have elsewhere based on card issuer information you share with us on a form. Purchases and cash advances are not eligible for this promotional rate. Balance transfers must post to your account by March 15, 2025, to receive this promotional rate. If you use the checks after this date, we may still honor the checks, but you will not receive the promotional APR. Instead, the balance transfer APR that you had prior to the promotion will apply. Please destroy any checks not used. Transferred balance amounts do not earn rewards points. After the promotional period for your balance transfer expires on August 31, 2025, the promotional APR will revert on September 1, 2025, to the rate you had prior on balance transfers. If your balance transfer amount exceeds your available balance, your check may be returned, and you will be responsible for any fee incurred. This offer may not be used to pay off existing Century Credit Union loans, and this offer may not be redeemed via mobile check deposit. If the financial institution processing this check processes it as an ACH, it may be processed as a cash advance in our system and not eligible for the promotional balance transfer rate. You must contact us if you feel your transfer has been processed as such, as we may be able to convert a transaction to a balance transfer. No annual fees are charged on any of our credit cards; we offer Visa Classic, and Visa Platinum.
**Most card issuers charge 3% to 5% fees for balance transfers, which translates to $30 to $50 for every $1,000 transferred. Century does not charge any fee for balance tranfers.