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Online Banking


Century Checking, our truly free checking includes:

  • Free Checks (2 boxes a year)
  • CheckView check imaging online.
  • E-Statements
  • Free Online Bill Pay
  • Free Online Banking
  • Free Mobile App w/ access to mobile banking
  • Interest Paid on average daily balances of $1000.
  • No service fees or minimum balance requirements
  • Two overdraft protection options

Download our checking app and switch kit forms.

Overdraft Protection

A single overdraft can cost between forty and sixty dollars by the time it is returned to the payee, and it can even be a negative mark on your record with check verification services. Our Overdraft protection, Overdraft Privilege, will automatically cover overdrafts up to a members personal limit. This service is available with no sign up to all members with Checking Accounts. It is there to protect you from the inconvenience and merchant-related fees associated with having a check returned if your checking account balance is temporarily insufficient, and cannot be covered automatically by the funds in your savings account.

There is an additional overdraft protection option that you may opt into for your debit card, Overdraft Privilege PLUS. This options extends the same coverage to prevent your Debit Card from being declined by merchants or ATMs due to low balance.

Lastly, there is an option for our Overdraft Line of Credit Loan. This Loan acts as a security blanket for your checking account, protecting you from bounced checks automatically. You can even use overdraft protection to write yourself a check for a special purpose.

VISA Debit Cards:

  • Purchase wherever the VISA logo is displayed
  • Use as an ATM card also
  • No need for ID Verification
  • Itemized checking statements
  • Fraud protection
  • Earn Extra Awards

All with the Century Debit Card and your checking account!

To apply for a Century VISA Debit Card simply download and complete the application, then mail it to our Jeffco Office at 3920 Jeffco Blvd, Arnold, MO 63010, or fax it to us at (636) 464-5039. You can also call us at (636) 464-5037 and we will drop one in the mail for you.

To block a lost or stolen card after hours please call (800)682-6075

Download Application

In order to Download Online Application you must have Adobe Acrobat Reader, this free application will allow you to view and print the application.

*New checking accounts only. Must have direct deposit of $250/mo or more. Direct deposit must be established in 60 days. Cannot be used as opening deposit. One bonus per member.