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Individual Retirement Accounts (IRAs)

Invest in your future with an Individual Retirement Account (IRA), a flexible retirement savings option for individuals with an earned income. Contribute to your IRA monthly with payroll deduction, so you are prepared for your future and ready to enjoy retirement.

  • All earnings and contributions are tax-deferred
  • Grow your IRA each paycheck with payroll deduction
  • Contribute with or without employer participation
  • If you change jobs, you take the funds with you
  • Insured up to $250,000 by the NCUA

After you have reached retirement, you can begin taking tax-free withdrawals. If an emergency occurs and you need access to the funds, you can withdraw prior to retirement, subject to penalties.

See Current IRA Rates

If you have questions or would like to open an IRA, give us a call today at (636) 464-5037 or find a Century Credit Union location near you.