You deserve the best in banking, with rates that are hard to beat, unmatched service, and financial products with unique benefits.
Above-market rates on deposits
Here are ways you and your family can EARN MORE by saving your hard-earned dollars at Century:
- CDs – as high as 4.05% APY (June 2025 special, 14-month term; $1,000 minium, $50,000 maximum deposit)
- Special CD for Teens – 10.00% APY always offered (6-month term; $100 minimum, $1,000 maximum deposit; limit of 1 per member)
- Dollar Den Kids Savings Accounts – 10.00% APY always offered (on balances up to $1,000, competitive rate paid on higher balances)
- Prime Money Market Account – 3.82% APY (balances of $10,000-$500,000)
- Christmas Club Savings Account – 5.09% APY always offered (on balances up to $1,000; competitive rate paid on higher balances)
- Quick Stash Savings Account – 1.00% APY (balances up to $1,000; competitive rate paid on higher balances for this special savings account which is created and built from your rounded-up debit card purchases when you enroll in this free program)
- Health Savings Accounts – 0.75% APY
- Teen Savings Accounts – 0.50% APY
Deposits at Century Credit union are federally insured by NCUA, a U.S. Government Agency.
Below-market rates on loans
Here are ways you can SAVE MONEY by PAYING LESS when borrowing from Century:
- Auto Loans – as low as 4.99% APR
- Motorcycle Loans – as low as 5.89% APR
- Boat Loans – as low as 7.89% APR
- Personal Watercraft, Travel Trailer, Camper, & ATV Loans – as low as 8.89% APR
- Home Equity Loan – as low as 6.00% APR
- Home Equity Line of Credit – 4.99% fixed introductory APR for first 12 months (limited-time offer available through August 31, 2025; see credit union for full details)
- Mortgage Loans – call for current rates
- Personal Loans – as low as 8.99% APR
- Visa Credit Cards – 10.90% APR on Visa Platinum; as low as 10.90% APR on Visa Classic
Unique benefits of products & services
Enjoy MORE PERKS. Does your current financial institution provide you with these benefits?
- Earn rewards on debit card purchases (redeemable for gift cards, merchandise, etc.)
- Have your debit card purchases rounded up to the nearest dollar with the difference automatically tranferred into a Quick Stash savings account paying 1.00% APY (plus earn up to a $10.00 match the first 30 days of enrolling in this free program)
- Earn cash-back rewards on purchases made with a Century Visa Platinum Credit Card
- Receive two boxes of free checks annually
- Pay no paper statement fees, regardless of your age
- Opportunity for students ages 13-15 and 16-18 to earn a scholarship
- A $10 bonus and a bag of gifts at account opening for new kids savings account, and cash awards later for milestone transactions f/li>
- One-on-one meetings available with CERTIFIED financial counselors on staff
- Put as little as 5% down on the purchase price of a home and no PMI or pointspay on a mortgage loan from Century
- Ability to pay no closing costs on home equity loans or a home equity line of credit
- Ability to borrow up to 100% of your built-up equity
- Ability to pay a loan online using a debit card from another financial institution or by ACH at no cost to you
- Use of a free coin-counting machine inside our branches
- Free access to your account at more than 5,600 shared branches and 30,000 ATMs nationwide
Become a Century Credit Union member now