The streak continues! Thanks to your support. Century has once again been named one of the best local credit unions in St. Louis Magazine’s A-List Readers’ Choice Poll. That marks three years in a row — 2024, 2025, and 2026 — that Century has been named a finalist.
If you have little or no credit history or are struggling to improve your credit score, our Credit Builder Loan is designed with you in mind.
We offer small loans that help you build or rebuild your credit in a safe and manageable way. With simple requirements, including steady employment and a verified income, this loan could be your first step toward a brighter financial future.
Credit Builder is more than just a loan — it's an opportunity to build a stronger credit foundation for future financial goals.
Lock in the lowest rates by using your savings account as collateral. By doing so, you can secure a loan at just 3% above the current dividend rate of your savings. Your deposit accounts will keep earning dividends even while you borrow, so you're growing your savings while accessing the funds you need for any purpose.
The details:
You can get a 2% quarterly loan interest rebate by receiving at least $250 in direct deposits to your Century account each month and making 10+ Visa debit card and/or credit purchases each month.
This is a smart way to make the most of your money and enjoy exceptional borrowing terms.
If you are re-establishing adverse credit, you may be able to use money in your savings account as collateral to get a Visa credit card with a low credit limit through us.
You can get a 2% quarterly loan interest rebate by receiving at least $250 in direct deposits to your Century account each month and making 10+ Visa debit card and/or credit purchases each month.
After one year of perfect pay history on a share-secured Visa, we'll consider removing the savings pledge.
