Skip to main content

Hurry –
Origination Fee Waived!

Apply by Nov. 30, 2025, and save $500 or more on a Century mortgage loan. Don’t leave easy money on the table. Discover even more reasons to choose Century for a home loan.

See Full Details

Loans

Affordable and flexible

If you have little or no credit history or are struggling to improve your credit score, our Credit Builder Loan is designed with you in mind.

We offer small loans that help you build or rebuild your credit in a safe and manageable way. With simple requirements, including steady employment and a verified income, this loan could be your first step toward a brighter financial future.

The details:


It's more than just a loan — it's an opportunity to build a stronger credit foundation for future financial goals.

Other options we provide

Savings-secured loans

Lock in the lowest rates by using your savings account as collateral. By doing so, you can secure a loan at just 3% above the current dividend rate of your savings. Your deposit accounts will keep earning dividends even while you borrow, so you're growing your savings while accessing the funds you need for any purpose.

The details:

  • Loan amount: Minimum is $250; maximum is your funds on deposit, which must stay on deposit until the loan is paid in full. Funds will be released as the loan balance declines.
  • Loan term: Up to 60 months.

This is a smart way to make the most of your money and enjoy exceptional borrowing terms.

Savings-secured Visa credit card

If you are re-establishing adverse credit, you may be able to use money in your savings account as collateral to get a Visa credit card with a low credit limit through us.

After one year of perfect pay history on a share-secured Visa, we'll consider removing the savings pledge.