Apply by Nov. 30, 2025, and save $500 or more on a Century mortgage loan. Don’t leave easy money on the table. Discover even more reasons to choose Century for a home loan.
Apply by Nov. 30, 2025, and save $500 or more on a Century mortgage loan. Don’t leave easy money on the table. Discover even more reasons to choose Century for a home loan.
Your home is more than just a place to live — it's likely your biggest investment and a repository of your life's memories, hopes, and dreams. But did you know it also has a superpower?
That power is your home equity, the portion of your home's value that you truly own. To calculate it, simply subtract any outstanding mortgage balance and other liens from your home's current market value.
For instance, if your home is worth $300,000 and you owe $200,000 on your mortgage, your home equity would be $100,000. Over time, as you pay down your mortgage and as your home’s value increases, your equity can grow.
You can leverage your home’s equity for various needs, from funding expensive repairs and updating your home’s look, to adding extra space or consolidating debt. The possibilities are endless.
Let us help you unlock the power of your home’s equity and achieve your financial goals with ease with an affordable loan tailored to your needs.
Tracie E.The credit union's HELOC was instrumental in helping my family install a swimming pool. The loan allowed us to make a significant improvement to our home and has brought countless hours of enjoyment to our family. Without the credit union's assistance, this project would not have been possible. The credit union staff have always been knowledgeable, friendly, and helpful. They go above and beyond.
One option is a fixed-rate home equity loan which lets you choose a 5-, 10- or 15-year repayment term.
Another option is a variable-rate home equity line of credit (HELOC) that offers flexible repayment, too, for up to a 15-year term.
With either solution, you'll benefit from competitive rates and friendly, knowledgeable service.
Learn more about what having ‘equity’ in a home means, as well as how to enhance your home’s value.
Applying for our home equity loan was easy & enjoyable as we worked with Nancy. She was very knowledgeable & friendly & made our experience very pleasant.Deb Blankenship
Century Credit Union's NMLS# is #445370. Below is a current list of our loan originators who are registered with the Nationwide Multistate Licensing System (NMLS)
1 APR = Annual Percentage Rate.
2 60% and 80% financing options also availables.
3 No closing costs if you have checking, direct deposit and eStatement relationships with Century; otherwise, a flat $500 is charged.
