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Hurry –
Origination Fee Waived!

Apply by Nov. 30, 2025, and save $500 or more on a Century mortgage loan. Don’t leave easy money on the table. Discover even more reasons to choose Century for a home loan.

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Skip-A-Payment

Need a breather? Skip a payment and help a neighbor!

Been making your loan payments on time? You've earned a gold star — and the chance to hit the pause button on a monthly payment without any penalties. How's that for a pat on the back?

Who's eligible?

Members with a Century loan for:

  • Vehicles (cars, trucks, SUVs, vans)
  • Motorcycles
  • ATVs
  • Boats
  • Personal watercraft
  • Campers

If your loan for these is in good standing, you're in!

Who's not eligible?

Sorry, but we can't offer this for mortgage loans, home equity loans, home equity lines of credit, or Visa credit cards.

How does it work?

For a $20 donation, you can skip a monthly payment on up to three loans. Your donation goes straight into our Family Fund, helping fellow members who've hit a rough patch. It's like buying yourself a break and paying it forward at the same time!

What's the catch?

No catch, just a couple of details:

Ready to take a payment vacation?

Just hop into online banking, fill out the Skip-A-Payment form, and submit it before your loan payment is due.

Pro tip: Many members love using this around the holidays (think Thanksgiving, Christmas, New Year's) or during vacation season. Extra cash for gifts, parties, or that beach trip? Yes, please!