Big banks and stores, on average, charge 21.00% APR on their credit cards. Rates on our Visa Platinum and Visa Classic cards are much lower.
Transfer balances from other credit cards to a new or existing Century Visa by February 16, 2026, and save money by locking in 2.99% APR for 6 months - with no balance transfer fees!
We know that where you bank is a big decision. That's why our mission, vision, and values aren't just words on a piece of paper — they're promises we live by, every day, to support your financial well-being.
Our mission is to help people achieve what matters most to them. We aim to understand your goals, build lasting relationships, and deliver financial guidance that fuels your journey.
Our vision is to redefine banking. We strive to set the standard for relationship-based service, where every member is known, supported, and financially equipped to thrive.
We act with honesty, integrity, and transparency, earning confidence through consistency and confidentiality.
We serve people, not just accounts, and invest in our neighborhoods, our members, and each other. Check out our social responsibility efforts.
We deliver high-quality experiences every time, with professionalism, attention to detail, and a drive to improve.
We listen fully, respond compassionately, and treat every situation with humanity and respect.
We're here to make a real difference — one member, one conversation, one solution at a time. We help people turn goals into progress and uncertainty into confidence.
Because we're a not-for-profit financial institution, success is to meant to be shared. In 2025, we returned $150,000 in surplus earnings to our members through a year-end bonus dividend and a loan interest rebate. And that commitment doesn't stop there — our loyalty rewards and member benefits are continuing in 2026 and beyond, as we look for more ways to return value to the people who make our success possible.
When you choose Century Credit Union, you're not just opening an account – you're joining a team that's here to help you succeed.
