Apply by Nov. 30, 2025, and save $500 or more on a Century mortgage loan. Don’t leave easy money on the table. Discover even more reasons to choose Century for a home loan.
Apply by Nov. 30, 2025, and save $500 or more on a Century mortgage loan. Don’t leave easy money on the table. Discover even more reasons to choose Century for a home loan.
If you’re eyeing a new or used car, truck, van, or SUV, let’s make it happen. We make financing easy — even for older model vehicles. Used vehicles up to 20 years old are eligible for financing!
You’ll get more mileage out of your hard-earned dollars by financing with us. Our below-market rates will save you money, and our flexible terms will make your payments more affordable.
Let us help you drive off with confidence and savings!
We also offer affordable financing for new and used motorcycles and boats — plus, we can help you save by refinancing an auto loan you may not love from another lender.
Erlene T.What a great experience we had for our new car loan. The employee took care of all our needs and made it so simple and painless. This was the best experience, honestly, we have ever had in the loa process.
Buying a new vehicle can be both exciting and overwhelming at the same time. You just want to know you got a good deal. We’ve got your back.
Before hitting the dealerships, get preapproved with Century. Knowing your budget in advance and shopping with a preapproved loan gives you a powerful edge, allowing you to negotiate confidently and enjoy a smoother buying experience.
We offer several options4 you can add to your loan at a fraction of the cost dealers charge:
With GAP, your loan balance will be paid off if your vehicle is totaled in an accident or stolen and not recovered; this insurance covers the difference between your loan balance and market value of your vehicle.
This is an ideal solution for members who finance less than 85% of their vehicle’s value. Similar to GAP insurance, it protects you if your car is ever totaled or stolen, except that it pays you directly rather than the lender to help you replace your vehicle.
Outdoor enthusiasts can also take advantage of our competitive financing options!
Whether you're looking to finance a motorcycle, ATV, boat, personal watercraft, travel trailer or camper, we've got you covered with great rates and flexible terms5.
Enjoy the open road or open water with financing that fits your adventure.
Oh darn! You don't have your vehicle loan with Century but now you wish you did. Well we’re here to make your financial wishes come true. If you have a vehicle loan through another lender, consider refinancing with us to potentially lower your monthly payments and save hundreds, if not thousands, over the life of your loan. We may also be able to shorten your term!
Refinancing is quick and easy – complete the entire process electronically from the comfort of your home, with no credit union fees involved. Start saving today by exploring your refinancing options with us!
Email us at loans@centurycu.org or call us at 314.544.1818 and ask for the loan department. Please have the following ready when you do: Vehicle Identification Number (VIN), mileage, ownership on title, and current finance information. We'll take it from there!
1 APR = Annual Percentage Rate, based on the creditworthiness of the borrower, loan term, and age of the vehicle (models up to 10 years old). Rate listed is for a 30-month term on a new vehicle. Financing for used and older model vehicles is also available, at different rates and terms.
2 Longest term for autos applies to vehicles greater than $25,000. Shorter terms available.
3 Tax, title, and add-on options included.
4 Savings are compared to what dealerships charge for add-on options. Mechanical Breakdown Protection is similar to an extended warranty. Vehicle Protection Plan will replace your keys or remotes, repair a cracked windshield, remove door dings, repair a punctured tire, and provide you with 24/7 roadside assistance. Windshield Repair not available to consumers who reside in FL.GAP insurance covers the difference between your loan balance and market value of your vehicle if your vehicle is totaled in an accident or stolen and not recovered. Depreciation Protection waives some or your entire loan balance in the event of the total loss of your vehicle or if it’s stolen and not recovered at any time over the life of the loan. With Debt Protection coverage, your loan balance or payments may be cancelled in the event of involuntary unemployment, disability or death, depending on what level of coverage you purchase. All descriptions are for informational purposes only. Please refer to the actual coverage agreement for specific details.
5 Terms up to 72 months on motorcycles and boats that are new, and back three model years. For ATVs, personal watercraft, and campers, terms up to 60 months.
Joshua V.Century Credit Union paid off my loan through another finance company where my interest rate was outrageous. Century Credit Union is the only way to bank. The staff is amazing.
John & Linda B.We saved in excess of $20,000 by refinancing two auto loans we had elsewhere through Century’s lower interest rates and were also able to shorten the terms – one by 20 months and the other by about 15 months! The entire process was painless. This was the first time we have dealt with Century, and the people were very helpful and caring as to what our needs were with the refi’s.
