A checking account designed with you in mind
Our Premier Checking account lives up to its name — it's the best of its kind, providing unmatched value and convenience that you deserve.
Finding a truly “free” checking account, especially from a big bank, can be a challenge. Many come with strings attached, like a minimum balance requirement to avoid paying a steep monthly fee. But with our Premier Checking account, you won't have to jump through any hoops.
Here are other reasons ours stands out:
Rewards on debit card purchases
Interest paid1
Free checks
Free statements
All of the perks, none of the complications
- Instant issuance: Receive your card immediately at the branch when you open your checking account, no waiting for it to arrive in the mail.
- Cash-back rewards: Earn points on everyday purchases (excluding PIN-based transactions) and redeem them for either cash (deposited directly into your checking or savings account) or gift cards from popular retailers.
- Savings grow faster: Have your purchases rounded up to the nearest dollar and the difference automatically transferred into a special savings account that pays higher interest than a regular savings. Learn more about Quick Stash.
- Contactless payments: Simply tap your card on or near the card reader to make payments quickly and securely. A card reader can be found at checkout counters, vending machines, or other payment terminals and is usually marked with a contactless symbol (a series of curved lines
). Just hold the card close to the reader until you see a confirmation (like a beep or light), and the transaction will go through! - Digital wallet compatibility: Easily integrated with your favorite digital wallets (Apple Pay, Google Pay, Samsung Pay) for smooth, secure transactions. Learn more about digital wallets.
- Enhanced security: With chip technology, your card offers advanced fraud protection.
- Extensive ATM access: Enjoy free withdrawals at more than 250 local ATMs and 30,000 nationwide. See ATM locations.
- Shared branch access: You can make deposits, withdrawals, and more on your Century account(s) at more than 70 local shared branches 5,600 nationwide at no cost. See Shared Branches locations.
- A box of checks through another bank or credit union will likely set you back about $30. Not at Century. You can get up to two free packages annually! Members can order online anytime and have the checks delivered to their home.
- Ideal for renters and those who prefer paying by check.
- Keep track of your finances with paper or electronic statements — your choice, without a fee for either!
- Most financial institutions charge a $2.00-$5.00 monthly fee if you want to receive paper statements, so that's a $24.00-$60.00 financial hit to you annually.
- Take advantage of our free online banking service and mobile app, including online bill pay and mobile check deposit, for ultimate convenience! Learn more about digital banking.
- Overdraft Privilege to cover shortfalls in your account when you write a check, use online bill pay, or do a withdrawal at the teller window. It also covers ACH transactions (automatic debits), and recurring debit card transactions.
- Extended Overdraft Privilege to cover shortfalls in your account when you use your debit card for everyday purchases and ATM transactions.
- Overdraft Line of Credit with no annual fee and a reasonable interest rate charged on the amount borrowed.
- Lower fees than most competitors.
More details about Overdraft Privilege and Overdraft Line of Credit.
Experience the simplicity and ease of banking with our Premier Checking account. It's the most accessible place to keep your money and take care of day-to-day finances such as making purchases, paying bills, and withdrawing cash from an ATM.
1 Interest paid on average daily balances of $1,000+.
Ready to open your account?
We also offer a basic checking account to those who don't qualify for our Premier checking account. It features all the same features and benefits as above, with the exception of overdraft protection, shared branch access, and mobile check deposit.
Secondary checking and business checking accounts are also available at Century.
Need to reorder checks?
Ordering checks is quick and easy, right from your smartphone or computer. Pick your favorite design from a wide variety of styles and have them delivered straight to your door. Century checking account holders can get up to two packages of checks at no cost each year!
