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Individual Retirement Account

Investing in your future is a smart move

An IRA offers a flexible and effective way to save for retirement. At Century, we offer both Traditional and Roth IRAs. Each comes with its own set of tax benefits, so you can choose the one that fits your financial goals best.

Traditional IRA:

Contributions are tax-deferred, meaning you don't pay taxes on your contributions or the earnings until you withdraw the funds during retirement. This may lower your taxable income for the year you make the contribution.

Roth IRA:

Contributions are made with after-tax dollars, so you pay taxes on the money before you contribute. However, the earnings and withdrawals are tax-free if certain conditions are met, making it a different tax advantage compared to the tax-deferral of a Traditional IRA.


Whether you're just starting to think about retirement or you're well on your way, the tax-advantaged savings of an IRA can be a smart addition to your retirement planning.
Flexible contributions With or without employer participation
Safe +
federally insured
Provides peace of mind with your investment
Emergency access If you need your funds before retirement, you can withdraw them.1

Setting up monthly contributions through payroll deductions is a hassle-free way to build your IRA. This ensures you are consistently saving with every paycheck.

Start planning for a comfortable retirement with an IRA.

1 Penalties may apply.

If you have questions or would like to open an IRA, give us a call today at 636.464.5037 or visit our branch nearest you.