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THANK YOU for nominating & voting for Century

The streak continues! Thanks to your support. Century has once again been named one of the best local credit unions in St. Louis Magazine’s A-List Readers’ Choice Poll. That marks three years in a row — 2024, 2025, and 2026 — that Century has been named a finalist.


 

 

 

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Savings

Boost logo

Boost your financial future

Hey future millionaires! (Or, at least future I-can-afford-my-own-Netflix-account-aires!) Are you 13 to 18 years old and ready to level up your money game?

Our Boost account1 for teens is like a cheat code for your financial future. Transform the money you earn from chores or your first job into a launchpad for financial success! Birthday checks and graduation gifts from family can give your savings an extra boost.

Get ready to earn more interest than your parents do on a savings account and a short-term CD at Century — now that's a flex! Plus, unlock some seriously cool perks like a contactless debit card at age 13 and a credit card at age 16.

We’re here when you’re ready for life’s next milestones, too — like your first car, college, and beyond.


Contactless debit card with cash-back rewards
Low-rate, low-limit credit card to establish/build credit

Other Boost account perks:

  • Free ATM access at 37,000+ locations
  • Free checking with no minimum balance requirement

Learn essential money skills:

  • Real experience with interest and how banking works
  • Responsible use of a credit card
  • Online and mobile banking
  • Budgeting and smart shopping
  • Building good credit habits

Scholarship opportunities

Showcase your achievements and you could win some money to help offset the costs for your education.

Two $1,000 scholarships are awarded to runners-up. Overall, 5,000 is disbursed annually.

Since the inception of our scholarship program in 2004, 54 students have been recognized for their academic excellence, involvement in school activities, leadership, and community service, with a total of $42,000 awarded through July 2026.

Applications are accepted online only, beginning in December, with a March deadline each year for submissions.

$25 minimum deposit to open. Parent needs to be listed on the account through age 17. At age 18, an individual can open an account of their own or request parent(s) be removed as a joint owner on an existing Boost account. 10.00% APY is paid on a special, six-month CD available to teens only. On regular savings accounts, teens score almost double the interest adults do.

HEAR WHAT OUR MEMBERS SAY

I started with Century when I was 15 years old with my first credit card, savings account and checking account. During this time, Century was crucial in helping me build my credit over 5 years, which has in turn helped me buy my first car from a dealership and get an apartment. Most importantly, the credit union has helped teach me the importance of credit, how to pay the bill off, and build my credit score, which helps through all stages of life.

Chloe B.