Century Credit Union named a Quantum Certified Workplace
This new prestigious certification recognizes our focus on people and progress and the meaningful work behind our culture.
Earn more on your deposits with a Money Market Account – designed to help you grow savings faster while maintaining access to your funds.
Our Smart Savers Money Market account features tiered rates up to 2.73% APY1 so the more you add, the more you earn.
Our Money Market rates start at 2.32% APY, which is 14x more than the average rate that local credit unions in St. Louis are paying on regular savings accounts.4
Transfer funds from other savings accounts you have elsewhere to earn your best return with Century.
Adding a checking account with direct deposit, eStatements, and a Visa credit card at Century qualifies you for even a higher deposit rate at Century! You can earn 3.30% APY5 by simply keeping these other relationships active.6
1 APY = Annual Percentage Yield. Paid monthly. Rates are variable and subject to change. If the average daily balance (ADB) on a Smart Savers account is less than $2,500, the regular savings account APY is earned. Six tiers (based on balances) are offered on Smart Savers accounts, with the top tier earning 2.73% APY. Click here to view all rates.A money market account is a federally insured deposit account and not to be confused with a money market fund, which is an investment product that is not federally insured, can lose value, and eat into your returns because there's a fee you have to pay.
2 Limited to up to six withdrawals per month.
3 When ADB reaches $2,500 and compared to a regular Century savings account paying 0.30% APY. Even our regular savings accounts rate is far greater than what big banks and some big local credit unions are paying on theirs.
4 Based on comparison to 11 large credit unions in St. Louis, as of 4/29/26. Subject to change.
5 Minimum average daily balance of $10,000 required; otherwise, the regular savings rate applies. Interest is paid monthly. Rates are variable and subject to change.
6 Minimum ongoing direct deposit of $250 per month required. Active checking account and credit card (minimum of 3 transactions per month) must be maintained.