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Earn $60 and more per year — just for banking with us like you do

 

After last year’s bonus dividends and loan interest rebates, we’re putting our not-for-profit difference to work in a new way — with Loyalty Rewards that give back month after month, quarter after quarter, year after year — starting now.

 

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Member Giveback 2026

Introducing our Loyalty Reward Program: More rewards, more often

Last year, we shared our surplus earnings through bonus dividends and loan interest rebates. This year and beyond, we’re taking that commitment a step further.

We're moving from a once-a-year surprise to a new ongoing Loyalty Reward program that delivers rewards throughout the year.

How it works

You can earn a $5 monthly reward — up to $60 annually — just by using your accounts. To qualify each month, simply:

  • Have a Century checking account
  • Make 10 or more debit card transactions during the month (if you also have a Visa credit card through us, those transactions will count toward this total; for example, you could do 6 debit card transactions and 4 credit card transactions)
  • Direct deposit at least $250+ each month
  • Log into online banking at least once during the month
  • Maintain a $500 or greater average daily balance (this is when all your deposit balances are totaled, including savings, checking, CDs, money market, and IRA — not for each of these account types)

You can also earn a 2.00% interest rebate on eligible Century loans. This includes vehicle, personal, mortgage, home equity loans, home equity lines of credit, and Visa credit cards (Platinum or Classic). 

Each quarter, we’ll rebate 2.00% of the total interest you paid on those loans, provided you have an active deposit relationship with the credit union plus both of the following:

  • Direct deposit of $250+ per month
  • Checking account with 10+ purchases made per month with a Century Visa debit card (note: any purchases made with a Century Visa credit card will count toward this total)

Why the change?

Our new Loyalty Reward program allows you to enjoy the benefits of membership throughout the year — not just once. It rewards everyday banking habits and provides more consistent value.

As a not-for-profit financial institution, success is meant to be shared — and now, it’s shared more often.