How it works
You can earn a $5 monthly reward — up to $60 annually — just by using your accounts. To qualify each month, simply:
- Have a Century checking account
- Make 10 or more debit card transactions during the month (if you also have a Visa credit card through us, those transactions will count toward this total; for example, you could do 6 debit card transactions and 4 credit card transactions)
- Direct deposit at least $250+ each month
- Log into online banking at least once during the month
- Maintain a $500 or greater average daily balance (this is when all your deposit balances are totaled, including savings, checking, CDs, money market, and IRA — not for each of these account types)
You can also earn a 2.00% interest rebate on eligible Century loans. This includes vehicle, personal, mortgage, home equity loans, home equity lines of credit, and Visa credit cards (Platinum or Classic).
Each quarter, we’ll rebate 2.00% of the total interest you paid on those loans, provided you have an active deposit relationship with the credit union plus both of the following:
- Direct deposit of $250+ per month
- Checking account with 10+ purchases made per month with a Century Visa debit card (note: any purchases made with a Century Visa credit card will count toward this total)