We're starting the New Year on a happy note by awarding a 2% bonus dividend and 2% loan interest rebate to all eligible members.
We're starting the New Year on a happy note by awarding a 2% bonus dividend and 2% loan interest rebate to all eligible members.
Break free from high-interest credit card debt with this limited-time offer.
Transfer balances from big-bank and store credit cards to a new or existing Century Visa® credit card and pay a low 2.99% APR* through August 31, 2026, when you complete your transfers by February 16, 2026.
A balance transfer allows you to move existing debt from other cards to one card with a lower rate. This can help you:
When you transfer a balance, your original credit card issuer is simply paid off — you won’t be charged penalties or fees by them for moving your balance.
Most national banks and other card issuers do charge a fee when you transfer balances to their card, often 3%–5% of the amount transferred, even during special offers. Century does not — ever!
If you transfer a $5,000 balance:
A typical 3% balance transfer fee at another issuer could cost you $150 upfront.
With Century, that fee is $0.
Plus, with a 2.99% APR* through August 31, 2026, more of your payment goes toward reducing your balance instead of paying interest.
Keep more of your money and pay down debt faster. We make balance transfers easy.
Once you request a transfer, we'll help you every step of the way. Choose the option in the contact form below that works best for you:
Take control of your debt and start saving today with Century.
Don’t wait — this offer expires February 16, 2026.
Becoming a Century member is simple. Open a savings account online or in-person with a minimum of $25 and apply for a credit card at the same time. Once approved, you can begin transferring balances right away.
As a member, you can also save on other financial products and services at Century, while receiving local service and personalized financial guidance.
*APR=Annual Percentage Rate. The 2.99% promotional rate will be applied to balance transfers made between January 12, 2026, and February 16, 2026, using balance transfer checks we provide to you or checks we use to pay off or pay down higher-interest credit card balances you have elsewhere based on card issuer information you share with us on a form. Purchases and cash advances are not eligible for this promotional rate. Balance transfers must post to your account by February 16, 2026, to receive this promotional rate. If you use the checks after this date, we may still honor the checks, but you will not receive the promotional APR. Instead, the balance transfer APR that you had prior to the promotion will apply. Please destroy any checks not used. Transferred balance amounts do not earn rewards points. After the promotional period for your balance transfers expire on August 31, 2026, the promotional APR will revert on September 1, 2026, to the rate you had prior on balance transfers. If your balance transfer amounts exceed your available balance, your check may be returned, and you will be responsible for any fee incurred. This offer may not be used to pay off existing Century Credit Union loans, and this offer may not be redeemed via mobile check deposit. If the financial institution processing this check processes it as an ACH, it may be processed as a cash advance in our system and not eligible for the promotional balance transfer rate. You must contact us if you feel your transfer has been processed as such, as we may be able to convert a transaction to a balance transfer. No annual fees are charged on any of our credit cards; we offer Visa Classic, and Visa Platinum. Century Credit Union is federally insured by NCUA.
