Essay
Select the applicable topic (based on your age and competition you're entering)
and send your completed essay to marketing@centurycu.org by the deadline. Please use double spacing and proper paragraph structure and be sure to include your name on your essay.
No specific length or word count is required.
Essay topic for the Louis Kovarick Scholarship (for ages 13-15 as of March 1, 2026):
When you receive money — whether through allowances, gifts, or other ways — how do you decide whether to save, spend, or share it?
Why is saving or sharing some of your money important to you, and how do you balance those choices? Where do you save your money?
If you save it in a financial institution, which one? If you choose to share your money, with whom or what, and why?
Essay topic for the William Pauly Scholarship (for ages 16-18 as of March 1, 2026):
What's the most important money lesson you've learned so far, and how has it shaped the way you manage your finances today?
Who taught you this lesson — a parent or grandparent, teacher or mentor, a personal finance or investing expert,
a Century employee or educational content provided by the credit union, a book, article, or website?
Describe how this advice influenced your financial choices, and how you've applied it to your everyday life.
How do you think this lesson will continue to guide you as you move forward?