We had a standout year in 2025, and as a not-for-profit financial institution, we’re returning $150,000 in surplus earnings to the members who make our success possible.

We’re doing it two ways:

  • A 2% bonus dividend on deposit accounts
  • A 2% loan interest rebate on member loans

Because we’re owned by members, we reinvest earnings directly back to them through higher dividends, lower loan rates, fewer fees — and year-end givebacks like this.

Member-owned means member-benefiting

More than 8,000 members will receive a payout from us!

Over 1,000 members are receiving $50 or more, with 318 getting $100+. The largest individual payout exceeds $700.

This initiative reflects our strong capital position and our focus on returning value to members based on how much they save and borrow with Century Credit Union.

How your bonus was calculated

Bonus Dividend (Savers)
Total dividends earned on all your Century deposit accounts in 2025 × 2%
 
Loan Interest Rebate (Borrowers)
Total interest paid on all your Century loans in 2025 × 2%

If you saved and borrowed with Century and your eligible accounts are in good standing, you’ll receive both payouts.

When and where you’ll see it

Payouts will post on December 31, 2025, and be deposited directly into your savings account. You can view your bonus in your account transaction history. It will be labeled “Member Giveback.”

Want to increase your future giveback?

Members who save more, borrow more, or do both receive larger bonuses. Growing your relationship with Century means you share more fully in the value of membership.

👉 Open other accounts, grow your savings, or explore loan options to make the most of your membership with Century.

Every relationship matters – whether you’re just getting started or have been with Century for years.

We deeply appreciate your trust, loyalty, and partnership, and look forward to another successful year together in 2026.

 

Eligibility and important information: The Member Appreciation Giveback is discretionary and not guaranteed every year. The percentages awarded may vary year to year based on financial performance and Board-approved criteria. To qualify, members must be in good standing (no delinquency, adverse collection activities or charge-offs) and have qualifying deposit and/or loan activity on the processing date. Members whose calculated bonus was less than $1.00 received a $1.00 minimum payout. Bonus dividends and loan interest rebates are reported to the IRS, and applicable tax forms (including a 1099-INT, if required) will be issued. Any applicable taxes are the responsibility of the member.