Don't miss your chance to lock in 4.99% APR for 12 months with a new home equity line of credit. Get the funds you need for big projects and ongoing expenses, with access to your line of credit for up to 10 years. Special offer ends November 9, 2026.
This page is a guide to the text and widget styles available on the site.
Text Styles
H2 Title
H3 Title
H4 Title
H5 Title
H6 Title
Paragraph Copy Lorem Ipsum
Two column paragraph copy Lorem Ipsum Dolor ist amet Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut
aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Color 1 Text
Color 2 Text
Grey Text
Large Text
Small Text
Light Text
Medium Text
Slightly Bold Text
Slightly Bolder Text
Normal Bold Weight for Comparison
Extra Bold Text
Color1, Color 2, and Grey Text in a title
Small H2 (mimics h3)
H2 with small text inside it (different!)
Lists
List Item 1
List Item 1
List Item 2
List item 1
List item 2
List item 1
List item 2
List Item 2
List Item 3
List item 4
List Item 1
List Item 2
List item 1
List item 2
List Item 3
List item 4
List item 1
List item 2
List Item 3
List item 4
Other
Callout Text Here
Quotation Cite
Line Rules
Separator
Splash Headings
These come in three levels. They all look the same, so please use the one that is best for SEO. Please note that only one H1 can be used per page.
Splash Heading
H1
Splash Heading
H2
Splash Heading
H3
Youtube Video
Supports the embed of YouTube videos by using the last part of the url.
CTAs are a quick-access widget for placing single, non-reusable buttons on pages; buttons are found under the content list and can be shared across pages. Buttons also grant access to the branching links and popup linking features. Styles 2-4 enforce button color.
Basic buttons can also be added to links from the link style dropdown when editing a content block, but buttons made in a content block are also not shared and do not support branching links.
Tool Suite announcements are extremely important notifications that sit at the top of the home page. Special announcements do not replace Tool Suite announcements, but rather fill a different role.
These special announcements generally live in the online banking window on desktop only, and can be used to feature a range of other, less urgent announcements, such as events, news, upcoming holiday hours, and more.
Special Rate + 100% Financing + No Closing Costs
Don't miss your chance to lock in 4.99% APR for 12 months with a new home equity line of credit. Get the funds you need for big projects and ongoing expenses, with access to your line of credit for up to 10 years. Special offer ends November 9, 2026.
Style 1 shows a list of testimonials; style 2 displays a random testimonial from a selection.
Testimonials can be categorized then displayed according to category.
Unlike larger, impersonal institutions, Century stands out for its genuine community focus and exceptional customer service. It's not just a place where transactions happen; it’s where financial dreams are nurtured and achieved. The staff's dedication to understanding and meeting our unique needs, coupled with educational resources that empower us, makes banking a truly personalized experience. What I love most is the sense of belonging and security — I know we're more than just account numbers here. Century Credit Union doesn’t just serve the community; it uplifts it.
Kenan K.
I started banking with Century Credit Union recently through the company I work at which offers membership as a free employee benefit. I struggled for a long time in my life with drug addiction. I went through a ministry and God transformed my life. Century Credit Union didn't judge me for the past that I had that was dark, and they gave me an opportunity to not just start a savings account but also for a loan for my dream car. Century Credit Union is the only way to bank. The staff is amazing. They're very understanding. I look forward to banking with y'all the rest of my life.
Joshua V.
There are so many positive things about being a Century Credit Union member. We became members a long time ago. This credit union has helped us get where we are today. The knowledgeable and friendly staff has always made us feel so welcome with any of our loan or banking needs. We are proud to say we are members.
Michael & Kathleen Grady
So many reasons I love banking with Century Credit Union. Employees are ALWAYS friendly, professional, extremely helpful & best customer service around…hands down! I even opened accounts for my kids when they were minors (now 23 & 25) & they still have their accounts & love banking at Century as much as I do. I’ve had numerous accounts with other banks before opening my Century account, and there is not a better banking institution around. Century Credit Union is the BEST!
Anna Emery
Century Credit Union is the perfect choice for all my banking needs. It's been a game-changer for me and my husband. What I appreciate most is their exceptional customer service. I feel valued and receive thoughtful responses to all my inquiries. Century Credit Union is more than just a financial institution to me; they are a part of my journey.
Maria C.
We saved in excess of $20,000 by refinancing two auto loans we had elsewhere through Century’s lower interest rates and were also able to shorten the terms – one by 20 months and the other by about 15 months! The entire process was painless. This was the first time we have dealt with Century, and the people were very helpful and caring as to what our needs were with the refi’s.
John & Linda B.
I've been with Century for close to 40
years. We've had several loans thru the years. Always a good experience in
person, over the phone or the web/app. I highly recommend Century Credit for
all your banking needs.
Matt Schleicher
Excellent customer service and super-fast turnaround!
Kelly Guilano
From our first inquiry until all said
and done, everyone was wonderful. Nancy was very helpful, easy to work with and
got us taken care of asap.
Angie Stafos
Been there since I was 16. Always great service and assistance.
Ben R.
Wife and I had a great experience here applying for a loan. Pam couldn't have been any more friendly and helpful. We were in and out in no time and it was completely painless.
Phil R.
Being a member of Century Credit Union
has been a great experience for me. The staff is always courteous and helpful
and I have been able to get loans and transferred my high interest credit card
rate to a much lower rate with a CCU Visa card. I also love the fact that they
have a free change counter in the lobby.
Terri Stogsdill
I keep coming back to Century Credit Union because of Josh Wallace, the president of the operation. He is an amazing human being! Samira, who handled my loan this time, was absolutely wonderful! She made the process easy and seamless!
Yvonne Weingartner
Century Credit Union is AMAZING to work with!! So helpful with everything!
Tara De Greeff-Wilson
I’ve been with Century for over 20 years and I would never think about banking anywhere else. They are very quick to respond and help anytime I have a question.
Douglas Little
It’s the perfect place to be heard, and they always have the best attitude helping you!
Ana Chourio
Century Credit Union offers everything you would want with a financial institution. The service is excellent, and you're always welcomed as a customer. If you expect a personal touch and want to be treated as a person and not a number, you cannot go wrong with the folks at Century Credit Union!
John Talley
Great service! Easy to work with, needs were met and the
employees are caring as well as efficient!
Britney Tyler
I've been a customer for 30 years. All the employees are very nice and knowledgeable. I highly recommend them to anyone looking for a credit union to join.
Ed
Came to this bank from the bank across the street. Night and Day difference. The clerks are always polite. They've helped us solve some problems that have occurred and never gave us an attitude or made us feel inferior for asking questions. If you want a no-nonsense bank that will give you great service with a smile, chose this place. Now both my daughters are joining as well.
J Que
Katie was super helpful and very
professional! We love our Credit Union!!
Nic Nic
I have had an account with Century for a number of years. Employees are pleasant, and in every case, they have been able to help me quickly and to my benefit. This is the only bank I have ever really liked!
D. Michelle Owens Schymos
Samira is wonderful and super helpful! She made the whole refinancing process less stressful!
Trenton Hook
Been with you guys for over 30 years – and I have always been pleased with your helpfulness and also the staff is so nice!!! Thanks for great customer service!
Lisa Mancuso
Always friendly. The loan was finalized within hours. Most efficient.
Mary Jones
It was fast and professional and a great APR.
Cynthia Thompson
I have made 3 vehicle purchases using Century Credit Union. Every time has been a great experience. The loan department is very knowledgeable and helpful. I will continue to use Century for all of my vehicle purchases.
Jason Phelps
The best gifts come in small packages.
Century Credit Union is phenomenal to work with. I enjoy their stellar
service.
Cathy Sherwood
My experience at the Arnold location was very good. I will be referring friends and family.
Kimberly Haman
I love this credit union. I have had my personal account here for quite some time. I also have my kid's accounts here as well. I also have my car loans and other loans there too! Everyone has been very kind and helpful. I love how personable everyone is. It makes me feel like we are all family. They have gone above and beyond ensuring they treat everyone with respect and kindness. They have great service, great rates, and great employees.
Amy Yan
Easy to work with and saved me money on my auto loan as
they had way better rates than the bigger banks. While coming in for an auto
loan we will also take advantage of their great kids accounts and tons of free
services.
Dennis Kurtovic
Century Credit Union is always there to help us with any financial needs. They make every transaction easy and stress free. We will bank with them forever.
Tracy Liviak
Applying for our home equity loan was easy & enjoyable as we worked with Nancy. She was very knowledgeable & friendly & made our experience very pleasant.
Deb Blankenship
The employees always try to help me and my family when we are need of assistance. I love banking with Century Credit Union.
Alaina Grimes
I originally established with Century
CU so that I had a local bank with real people that I could speak with in
person. The very first thing I noticed was the hospitality; most would rate
this as their personal service, but for me, hospitality meets the definition
much better. They are very, very welcoming, very kind, and for me, quite
relatable. After being with one financial institution for so long, I just
became accustomed to that type of service. My experience with Century has been
far above and beyond my expectations and experience. I don't have to use the
app or call in as being my only options with zero real interaction. Not only
that, Century assisted me when the bank I have been with for over 18 years
wouldn't. On the rating scale, I would give 10 out of 5 stars if I could! I put
my name in that statement!
Scott Schnatzmeyer
The staff at Century Credit Union have been the absolute best. In getting loans and helping with fraud they have protected my funds. I cannot say enough to give them all the credit they deserve and how kind they are.
Chris Garrett
I consistently experience great customer service with this credit union. Since opening my checking account, I have opened two additional accounts. They are so friendly and professional. I would recommend using this credit union for your banking needs.
Amanda Conroy
I went to CU for my auto loan and Pam was great! She was very knowledgeable and gave me a lot of valuable info! I will definitely go back for when I need a home loan. Thanks Pam!
Stephanie Cordia
Great partner in your financial well-being. Very friendly and helpful.
Christine Bruggeman
Service was excellent, professional, and informative. I will definitely refer family and friends.
Theresa Kitson
Easiest loan process ever and the best
rates. The whole thing was handled remotely. Super easy.
Mark Migneco
Nancy, Cheryl, and Nicole were great to work with and followed through with great communications during the process. All 3 were quick to respond to all our inquiries. This is the way banking should be. We couldn’t be happier making the switch.
Jim Sparling
Great benefits for the members. Staff
is always helpful and knowledgeable!
Pam Cordia
I had a very good experience opening an account.
Everyone was very friendly.
Julie Moody
I could almost write a book about how happy I am since I’ve stepped foot in the door of Century Credit Union. I feel so blessed to know that I have them on my side.
Sharon Brabec
Best experience ever. I have purchased
lots of vehicles in the past and with CCU and with Nicole. It was the easiest process
I have experienced. Great rates, and the employees excel at their positions.
Thank you all at Century Credit Union. Will recommend your institution in the
future. Thanks again.
stearns1125
I have banked with Century for a couple of decades. Everything
about them is positive, from the friendliness of their employees to the ease of
online banking and low credit card interest rates. I will never go back to mega
banks.
Ruth Davis
I started with Century when I was 15
years old with my first credit card, savings account and checking account.
During this time, Century was crucial in helping me build my credit over 5
years, which has in turn helped me buy my first car from a dealership and get
an apartment. Most importantly, the credit union has helped teach me the
importance of credit, how to pay the bill off, and build my credit score, which
helps through all stages of life.
Chloe B.
One of the ways in
which Century Credit Union has benefited my family is through my children's
savings accounts. Both my son and daughter have savings accounts that have
taught them the responsibility of saving money. They have learned the value of
setting money aside for future expenses, and I have been able to teach them
valuable financial lessons that will serve them well in the future.
Tracie E.
Century has definitely impacted our family where it’s a financial institution that you can trust handling your money and rely on for decisions depending on loans and the investment of our money.
Linda G.
I have been with CCU for over 10 years. From several auto loans
and several personal loans, I have always been treated with the utmost
respect.
Kimberly D.
The credit union's HELOC
was instrumental in helping my family install a swimming pool. The loan allowed
us to make a significant improvement to our home and has brought countless
hours of enjoyment to our family. Without the credit union's assistance, this
project would not have been possible. The credit union staff have always been
knowledgeable, friendly, and helpful. They go above and beyond.
Tracie E.
Century Credit Union paid off my loan through another finance
company where my interest rate was outrageous. Century Credit Union is the only
way to bank. The staff is amazing.
Joshua V.
What a great experience we had for our new car loan. The
employee took care of all our needs and made it so simple and painless. This
was the best experience, honestly, we have ever had in the loan process.
Erlene T.
I have had multiple home loans with Century when interest rates were falling and saved over $40,000 by refinancing – enough to be able to afford an inground pool!
Debbie B.
Century has been our financial home/support system for over 13 years. We use Century for all of our financing needs. They make any new loans a breeze. We appreciate the personal attention we get through Century. We wouldn't bank anywhere else.
Tracy L.
During COVID I became disabled and also lost my job. My wonderful credit union helped me so much, including a gift card for food. They reached out to me without any judgement, just help for a senior and that let me keep my residence and my dignity. They are all the kindest group of wonderful workers I have ever met. I brag about them to anyone that will listen. I love Century Credit Union.
Robin R.
I enjoy the personal service, the sound advice, and the ability to speak with people who really care about our financial well-being.
Anthony A.
Unlike larger, impersonal institutions, Century stands out for its genuine community focus and exceptional customer service. It's not just a place where transactions happen; it’s where financial dreams are nurtured and achieved. The staff's dedication to understanding and meeting our unique needs, coupled with educational resources that empower us, makes banking a truly personalized experience. What I love most is the sense of belonging and security — I know we're more than just account numbers here. Century Credit Union doesn’t just serve the community; it uplifts it.
Kenan K.
I started banking with Century Credit Union recently through the company I work at which offers membership as a free employee benefit. I struggled for a long time in my life with drug addiction. I went through a ministry and God transformed my life. Century Credit Union didn't judge me for the past that I had that was dark, and they gave me an opportunity to not just start a savings account but also for a loan for my dream car. Century Credit Union is the only way to bank. The staff is amazing. They're very understanding. I look forward to banking with y'all the rest of my life.
Joshua V.
There are so many positive things about being a Century Credit Union member. We became members a long time ago. This credit union has helped us get where we are today. The knowledgeable and friendly staff has always made us feel so welcome with any of our loan or banking needs. We are proud to say we are members.
Michael & Kathleen Grady
So many reasons I love banking with Century Credit Union. Employees are ALWAYS friendly, professional, extremely helpful & best customer service around…hands down! I even opened accounts for my kids when they were minors (now 23 & 25) & they still have their accounts & love banking at Century as much as I do. I’ve had numerous accounts with other banks before opening my Century account, and there is not a better banking institution around. Century Credit Union is the BEST!
Anna Emery
Century Credit Union is the perfect choice for all my banking needs. It's been a game-changer for me and my husband. What I appreciate most is their exceptional customer service. I feel valued and receive thoughtful responses to all my inquiries. Century Credit Union is more than just a financial institution to me; they are a part of my journey.
Maria C.
We saved in excess of $20,000 by refinancing two auto loans we had elsewhere through Century’s lower interest rates and were also able to shorten the terms – one by 20 months and the other by about 15 months! The entire process was painless. This was the first time we have dealt with Century, and the people were very helpful and caring as to what our needs were with the refi’s.
John & Linda B.
I've been with Century for close to 40
years. We've had several loans thru the years. Always a good experience in
person, over the phone or the web/app. I highly recommend Century Credit for
all your banking needs.
Matt Schleicher
Excellent customer service and super-fast turnaround!
Kelly Guilano
From our first inquiry until all said
and done, everyone was wonderful. Nancy was very helpful, easy to work with and
got us taken care of asap.
Angie Stafos
Been there since I was 16. Always great service and assistance.
Ben R.
Wife and I had a great experience here applying for a loan. Pam couldn't have been any more friendly and helpful. We were in and out in no time and it was completely painless.
Phil R.
Being a member of Century Credit Union
has been a great experience for me. The staff is always courteous and helpful
and I have been able to get loans and transferred my high interest credit card
rate to a much lower rate with a CCU Visa card. I also love the fact that they
have a free change counter in the lobby.
Terri Stogsdill
I keep coming back to Century Credit Union because of Josh Wallace, the president of the operation. He is an amazing human being! Samira, who handled my loan this time, was absolutely wonderful! She made the process easy and seamless!
Yvonne Weingartner
Century Credit Union is AMAZING to work with!! So helpful with everything!
Tara De Greeff-Wilson
I’ve been with Century for over 20 years and I would never think about banking anywhere else. They are very quick to respond and help anytime I have a question.
Douglas Little
It’s the perfect place to be heard, and they always have the best attitude helping you!
Ana Chourio
Century Credit Union offers everything you would want with a financial institution. The service is excellent, and you're always welcomed as a customer. If you expect a personal touch and want to be treated as a person and not a number, you cannot go wrong with the folks at Century Credit Union!
John Talley
Great service! Easy to work with, needs were met and the
employees are caring as well as efficient!
Britney Tyler
I've been a customer for 30 years. All the employees are very nice and knowledgeable. I highly recommend them to anyone looking for a credit union to join.
Ed
Came to this bank from the bank across the street. Night and Day difference. The clerks are always polite. They've helped us solve some problems that have occurred and never gave us an attitude or made us feel inferior for asking questions. If you want a no-nonsense bank that will give you great service with a smile, chose this place. Now both my daughters are joining as well.
J Que
HEAR WHAT OUR MEMBERS SAY
I’ve been with Century for over 20 years and I would never think about banking anywhere else. They are very quick to respond and help anytime I have a question.
Douglas Little
Lists
Like the accordion layout, except they are set up in the Sitefinity Content area and can be shared across pages, although the types of content they can contain are more limited.
The templates available for lists are
Expandable list
Expanded list
FAQ list
Style 2 adds an expand all button.
When do I start paying back my student loan?
With the Sallie Mae® undergraduate and graduate student loans, the student can select from three repayment options2 – the student can choose to make payments while in school with monthly interest payments or with fixed payments, or they can choose to defer payments until after school. No matter which option is chosen, the student will have at least six months after leaving school (known as the grace period) before beginning to make principal and interest payments.
Who will service my loan?
When applying for a student loan through Century Credit Union in partnership with Sallie Mae®, the loan will be serviced by Sallie Mae®.
How are the funds sent to my school?
When certification is received, and after the right to cancel period has expired, the student loan is ready to be disbursed. A disbursement is when funds are sent to the school. Loan funds may be divided into multiple disbursements (usually one per semester). If the student chooses a repayment option that requires in-school payments, the monthly payments will begin as soon as the funds are disbursed.
What happens after my loan is approved?
A certification request is sent to the school after the student’s loan is approved and approved loan terms are accepted. All schools have different processes for certification—some certify daily, weekly, biweekly, etc. Most schools only certify 30 days before the enrollment period begins, even though the student may have applied months in advance. Usually, no actions are required from the student or their cosigner during this time. Sallie Mae® will keep the student posted so they will always know where they are in the process.
How long does it take to apply for a student loan through Century Credit Union in partnership with Sallie Mae®?
It takes about 10 minutes to apply and get a credit decision. If approved, the student can choose the loan options, accept the loan disclosure, and then the loan must be certified by the school. After school certification is received and the right to cancel period expires, the funds can be sent (disbursed) directly to the school.
What is the minimum and maximum amount I can borrow through Century Credit Union in partnership with Sallie Mae®?
Loan applications are subject to a minimum loan amount of $1,000. The maximum amount depends on the type of student loan.
Undergraduate and graduate students can borrow up to 100% of their school-certified expenses—however, the loan amount cannot exceed the cost of attendance less any financial aid received, as certified by the school.1 For post-graduate loans, the maximum amounts are $15,000 or $30,000 depending on the type of loan.
Do I need to be a full-time student to obtain a student loan through Century Credit Union in partnership with Sallie Mae®?
Students can borrow to cover the costs at a participating institution, even if they are not a full- or half-time student. The undergraduate and graduate loans are a good choice for many situations:
U.S. citizens and U.S. permanent residents
Students who meet current credit and other eligibility criteria
Students attending school full-time, half-time, or less than half- time, or taking prerequisite classes
Students taking a full class load, just a few classes, enrolled in a winter or summer term, or studying abroad
Students taking eligible online courses
Students who still need funds after maximizing grants, scholarships, and federal student loans
Students seeking a professional certification or enrolled in a continuing education program
Students who are not U.S. citizens or U.S. permanent residents and who reside in the U.S., attend school in the U.S., and apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident)
Do I need to apply for financial aid each year?
Yes, completing and submitting a Free Application for Federal Student Aid (FAFSA®) each year is the single most important thing students can do to get financial aid for college, but completing the FAFSA® is not a requirement to get a private student loan.
What's the difference between a variable interest rate and a fixed interest loan rate?
A student loan with a variable interest rate can go up or down as market conditions change. This means your student loan payments may also change—you might have lower payment amounts if interest rates fall and higher payments if interest rates rise.
A student loan with a fixed interest rate will have predictable monthly payments with a rate that doesn’t change over the life of the loan.
Why should I borrow for the entire school year?
Undergraduate and graduate students can apply just once a year for a Sallie Mae® loan with a single credit check and, if approved by Sallie Mae and certified by the school, funds are sent (also known as disbursed) for each term directly to the school. Students can cancel future disbursements as needed with no penalty. No interest is charged until money is sent to the school, so the student can relax, knowing the funds are sent to the school when they are needed.
Can the money be used for more than just tuition?
Yes. Undergraduate and graduate students can cover up to 100% of school-certified costs with a Sallie Mae® loan.1 Tuition, books, and other eligible educational expenses— and you only need to apply once for school expenses for the whole year.
Who makes a good cosigner for a Sallie Mae® loan?
Very often, a student loan cosigner is a parent, but it doesn’t have to be. It can be a relative, guardian or other creditworthy individual. Only one person can cosign for a private student loan. For instance, if two parents are willing to be cosigners, only one will be allowed to do it. The cosigner is fully responsible, along with the borrower, for repayment of the full amount of the loan, not just part of it. A cosigner should be someone the student knows and trusts, and who is willing to fill out the application.
Do I need a cosigner for a private loan?
Private student loans are credit-based, which means through our partnership with Sallie Mae®, they will check the applicant’s credit when submitting an application. While not required, applying for a Sallie Mae® loan with a cosigner may help the chances for approval. A cosigner is someone who along with the student, is fully responsible for paying back the loan and is often a parent but can be any creditworthy adult who is a U.S. citizen or U.S. permanent resident.
Where can I get a Free Application for Federal Student Aid (FAFSA®) form to complete?
Use the Free Application for Federal Student Aid (FAFSA®) form on the FAFSA® website to apply for financial aid for college. Many states and colleges have set priority deadlines when the student needs to submit the FAFSA® form to be considered for the aid programs they administer. There is also a federal deadline for each academic year.
Test List Item 2
Test Item
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Test Heading
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Test List Item 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
When do I start paying back my student loan?
With the Sallie Mae® undergraduate and graduate student loans, the student can select from three repayment options2 – the student can choose to make payments while in school with monthly interest payments or with fixed payments, or they can choose to defer payments until after school. No matter which option is chosen, the student will have at least six months after leaving school (known as the grace period) before beginning to make principal and interest payments.
Who will service my loan?
When applying for a student loan through Century Credit Union in partnership with Sallie Mae®, the loan will be serviced by Sallie Mae®.
How are the funds sent to my school?
When certification is received, and after the right to cancel period has expired, the student loan is ready to be disbursed. A disbursement is when funds are sent to the school. Loan funds may be divided into multiple disbursements (usually one per semester). If the student chooses a repayment option that requires in-school payments, the monthly payments will begin as soon as the funds are disbursed.
What happens after my loan is approved?
A certification request is sent to the school after the student’s loan is approved and approved loan terms are accepted. All schools have different processes for certification—some certify daily, weekly, biweekly, etc. Most schools only certify 30 days before the enrollment period begins, even though the student may have applied months in advance. Usually, no actions are required from the student or their cosigner during this time. Sallie Mae® will keep the student posted so they will always know where they are in the process.
How long does it take to apply for a student loan through Century Credit Union in partnership with Sallie Mae®?
It takes about 10 minutes to apply and get a credit decision. If approved, the student can choose the loan options, accept the loan disclosure, and then the loan must be certified by the school. After school certification is received and the right to cancel period expires, the funds can be sent (disbursed) directly to the school.
What is the minimum and maximum amount I can borrow through Century Credit Union in partnership with Sallie Mae®?
Loan applications are subject to a minimum loan amount of $1,000. The maximum amount depends on the type of student loan.
Undergraduate and graduate students can borrow up to 100% of their school-certified expenses—however, the loan amount cannot exceed the cost of attendance less any financial aid received, as certified by the school.1 For post-graduate loans, the maximum amounts are $15,000 or $30,000 depending on the type of loan.
Do I need to be a full-time student to obtain a student loan through Century Credit Union in partnership with Sallie Mae®?
Students can borrow to cover the costs at a participating institution, even if they are not a full- or half-time student. The undergraduate and graduate loans are a good choice for many situations:
U.S. citizens and U.S. permanent residents
Students who meet current credit and other eligibility criteria
Students attending school full-time, half-time, or less than half- time, or taking prerequisite classes
Students taking a full class load, just a few classes, enrolled in a winter or summer term, or studying abroad
Students taking eligible online courses
Students who still need funds after maximizing grants, scholarships, and federal student loans
Students seeking a professional certification or enrolled in a continuing education program
Students who are not U.S. citizens or U.S. permanent residents and who reside in the U.S., attend school in the U.S., and apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident)
Do I need to apply for financial aid each year?
Yes, completing and submitting a Free Application for Federal Student Aid (FAFSA®) each year is the single most important thing students can do to get financial aid for college, but completing the FAFSA® is not a requirement to get a private student loan.
What's the difference between a variable interest rate and a fixed interest loan rate?
A student loan with a variable interest rate can go up or down as market conditions change. This means your student loan payments may also change—you might have lower payment amounts if interest rates fall and higher payments if interest rates rise.
A student loan with a fixed interest rate will have predictable monthly payments with a rate that doesn’t change over the life of the loan.
Why should I borrow for the entire school year?
Undergraduate and graduate students can apply just once a year for a Sallie Mae® loan with a single credit check and, if approved by Sallie Mae and certified by the school, funds are sent (also known as disbursed) for each term directly to the school. Students can cancel future disbursements as needed with no penalty. No interest is charged until money is sent to the school, so the student can relax, knowing the funds are sent to the school when they are needed.
Can the money be used for more than just tuition?
Yes. Undergraduate and graduate students can cover up to 100% of school-certified costs with a Sallie Mae® loan.1 Tuition, books, and other eligible educational expenses— and you only need to apply once for school expenses for the whole year.
Who makes a good cosigner for a Sallie Mae® loan?
Very often, a student loan cosigner is a parent, but it doesn’t have to be. It can be a relative, guardian or other creditworthy individual. Only one person can cosign for a private student loan. For instance, if two parents are willing to be cosigners, only one will be allowed to do it. The cosigner is fully responsible, along with the borrower, for repayment of the full amount of the loan, not just part of it. A cosigner should be someone the student knows and trusts, and who is willing to fill out the application.
Do I need a cosigner for a private loan?
Private student loans are credit-based, which means through our partnership with Sallie Mae®, they will check the applicant’s credit when submitting an application. While not required, applying for a Sallie Mae® loan with a cosigner may help the chances for approval. A cosigner is someone who along with the student, is fully responsible for paying back the loan and is often a parent but can be any creditworthy adult who is a U.S. citizen or U.S. permanent resident.
Where can I get a Free Application for Federal Student Aid (FAFSA®) form to complete?
Use the Free Application for Federal Student Aid (FAFSA®) form on the FAFSA® website to apply for financial aid for college. Many states and colleges have set priority deadlines when the student needs to submit the FAFSA® form to be considered for the aid programs they administer. There is also a federal deadline for each academic year.
Test List Item 2
Test Item
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Test Heading
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Test List Item 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
When do I start paying back my student loan?
With the Sallie Mae® undergraduate and graduate student loans, the student can select from three repayment options2 – the student can choose to make payments while in school with monthly interest payments or with fixed payments, or they can choose to defer payments until after school. No matter which option is chosen, the student will have at least six months after leaving school (known as the grace period) before beginning to make principal and interest payments.
Who will service my loan?
When applying for a student loan through Century Credit Union in partnership with Sallie Mae®, the loan will be serviced by Sallie Mae®.
How are the funds sent to my school?
When certification is received, and after the right to cancel period has expired, the student loan is ready to be disbursed. A disbursement is when funds are sent to the school. Loan funds may be divided into multiple disbursements (usually one per semester). If the student chooses a repayment option that requires in-school payments, the monthly payments will begin as soon as the funds are disbursed.
What happens after my loan is approved?
A certification request is sent to the school after the student’s loan is approved and approved loan terms are accepted. All schools have different processes for certification—some certify daily, weekly, biweekly, etc. Most schools only certify 30 days before the enrollment period begins, even though the student may have applied months in advance. Usually, no actions are required from the student or their cosigner during this time. Sallie Mae® will keep the student posted so they will always know where they are in the process.
How long does it take to apply for a student loan through Century Credit Union in partnership with Sallie Mae®?
It takes about 10 minutes to apply and get a credit decision. If approved, the student can choose the loan options, accept the loan disclosure, and then the loan must be certified by the school. After school certification is received and the right to cancel period expires, the funds can be sent (disbursed) directly to the school.
What is the minimum and maximum amount I can borrow through Century Credit Union in partnership with Sallie Mae®?
Loan applications are subject to a minimum loan amount of $1,000. The maximum amount depends on the type of student loan.
Undergraduate and graduate students can borrow up to 100% of their school-certified expenses—however, the loan amount cannot exceed the cost of attendance less any financial aid received, as certified by the school.1 For post-graduate loans, the maximum amounts are $15,000 or $30,000 depending on the type of loan.
Do I need to be a full-time student to obtain a student loan through Century Credit Union in partnership with Sallie Mae®?
Students can borrow to cover the costs at a participating institution, even if they are not a full- or half-time student. The undergraduate and graduate loans are a good choice for many situations:
U.S. citizens and U.S. permanent residents
Students who meet current credit and other eligibility criteria
Students attending school full-time, half-time, or less than half- time, or taking prerequisite classes
Students taking a full class load, just a few classes, enrolled in a winter or summer term, or studying abroad
Students taking eligible online courses
Students who still need funds after maximizing grants, scholarships, and federal student loans
Students seeking a professional certification or enrolled in a continuing education program
Students who are not U.S. citizens or U.S. permanent residents and who reside in the U.S., attend school in the U.S., and apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident)
Do I need to apply for financial aid each year?
Yes, completing and submitting a Free Application for Federal Student Aid (FAFSA®) each year is the single most important thing students can do to get financial aid for college, but completing the FAFSA® is not a requirement to get a private student loan.
What's the difference between a variable interest rate and a fixed interest loan rate?
A student loan with a variable interest rate can go up or down as market conditions change. This means your student loan payments may also change—you might have lower payment amounts if interest rates fall and higher payments if interest rates rise.
A student loan with a fixed interest rate will have predictable monthly payments with a rate that doesn’t change over the life of the loan.
Why should I borrow for the entire school year?
Undergraduate and graduate students can apply just once a year for a Sallie Mae® loan with a single credit check and, if approved by Sallie Mae and certified by the school, funds are sent (also known as disbursed) for each term directly to the school. Students can cancel future disbursements as needed with no penalty. No interest is charged until money is sent to the school, so the student can relax, knowing the funds are sent to the school when they are needed.
Can the money be used for more than just tuition?
Yes. Undergraduate and graduate students can cover up to 100% of school-certified costs with a Sallie Mae® loan.1 Tuition, books, and other eligible educational expenses— and you only need to apply once for school expenses for the whole year.
Who makes a good cosigner for a Sallie Mae® loan?
Very often, a student loan cosigner is a parent, but it doesn’t have to be. It can be a relative, guardian or other creditworthy individual. Only one person can cosign for a private student loan. For instance, if two parents are willing to be cosigners, only one will be allowed to do it. The cosigner is fully responsible, along with the borrower, for repayment of the full amount of the loan, not just part of it. A cosigner should be someone the student knows and trusts, and who is willing to fill out the application.
Do I need a cosigner for a private loan?
Private student loans are credit-based, which means through our partnership with Sallie Mae®, they will check the applicant’s credit when submitting an application. While not required, applying for a Sallie Mae® loan with a cosigner may help the chances for approval. A cosigner is someone who along with the student, is fully responsible for paying back the loan and is often a parent but can be any creditworthy adult who is a U.S. citizen or U.S. permanent resident.
Where can I get a Free Application for Federal Student Aid (FAFSA®) form to complete?
Use the Free Application for Federal Student Aid (FAFSA®) form on the FAFSA® website to apply for financial aid for college. Many states and colleges have set priority deadlines when the student needs to submit the FAFSA® form to be considered for the aid programs they administer. There is also a federal deadline for each academic year.
Test List Item 2
Test Item
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Test Heading
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Test List Item 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Blog Posts
Set up just in case. Can be expanded later in the case that a blog is required.
Century has expanded its field of membership so that St. Charles County residents and workers are now eligible to save and borrow with the credit union.
Century continued its long-standing support of KidSmart by once again participating in the local nonprofit's annual "Push for Pencils, Push for Change" school supply drive for those less fortunate in August.
Thanks to nominations and votes by members and the community, Century has once again earned a place among St. Louis Magazine’s A-List honorees — marking our third consecutive year of recognition. See what it took to make the list and why we’re so grateful for the support we received.
At Century Credit Union, community support goes far beyond financial services. Through donations, volunteer efforts, and ongoing partnerships, we’re proud to invest in organizations strengthening the St. Louis region in meaningful ways. See which nonprofits we supported during Give STL Day 2026 and throughout the past year.
At our 2026 Annual Meeting in late April, members heard how Century achieved historic loan growth in 2025 while delivering strong financial performance, earning national recognition, expanding member benefits, investing in technology, and continuing its commitment to serving members and the community. Read more here.
Earning recognition as a Quantum Certified Workplace serves as validation of our continued efforts to strengthen employee experience, enhance team effectiveness, and sustain a high-performing workplace culture.
Century's 2025 Annual Report tells the story of a credit union focused on people, progress, and performance. Leadership voices from the board chairman, president & chief executive officer, and supervisory committee chairman share that story. The Consolidated Financial Statements show year-over-year gains in key metrics. All of these reports demonstrate a disciplined, forward-thinking organization positioned for continued success.
Century Credit Union has been named one of the Top 100 Credit Unions in the nation for 2025 — marking its fourth appearance on the list and reinforcing a track record of strength, stability, and smart growth.
Century Credit Union employees discovered their workplace superpowers and were transformed into comic-book-style heroes, celebrating the strengths they bring to their team, their members, and their community.
Century Credit Union is returning $150,000 in surplus earnings to members through bonus dividends and loan interest rebates at year-end 2025! This payout reflects both our size and our commitment to sharing success with members. See how Century is taking that commitment a step further this year and beyond.
Century Credit Union has earned notable public recognition in St. Louis Magazine’s A-List Readers’ Choice Awards for 2025, being named a FINALIST for both Best Credit Union and Best Mortgage in St. Louis. This marks the second consecutive year Century has been honored as a finalist for Best Credit Union, and the first year its mortgage program has received recognition. The awards reflect the voice of the community.
Rewards points earned from purchases made with a Century Visa debit card and/or Century Visa Platinum credit card can be redeemed for cash-back from the credit union or gift cards from popular retailers. Points from both cards can be pooled, too!
In October 2025, a member satisfaction survey was conducted to better understand how members perceive our rates, fees, service, and overall ease of doing business with Century Credit Union -- and to see if their perceptions align with our value proposition and brand. The results show they do. Member feedback shows strong satisfaction across service, value, and ease of doing business with Century.
In 2024, we achieved solid growth across loans, deposits, and total assets while maintaining a strong capital position. Early in the year, we introduced a new kids savings club and refreshed our teen program to strengthen youth engagement. Later in 2024, we successfully launched our indirect lending program, expanding access to credit for more members. The year also marked a major milestone as we celebrated our 70th anniversary.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Lorem ipsum dolor sit amet, consectetur adipiscing elit
Examples of common content on a dark background
Splash Heading
Changes color on dark
Style Guide
This page is a guide to the text and widget styles available on the site.
Text Styles
H2 Title
H3 Title
H4 Title
H5 Title
H6 Title
Paragraph Copy Lorem Ipsum
Two column paragraph copy Lorem Ipsum Dolor ist amet Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut
aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Color 1 Text
Color 2 Text
Grey Text
Large Text
Small Text
Light Text
Slightly Bold Text
Slightly Bolder Text
Normal Bold Weight for Comparison
Extra Bold Text
Color1, Color 2, and Grey Text in a title
Lists
List Item 1
List Item 1
List Item 2
List item 1
List item 2
List item 1
List item 2
List Item 2
List Item 3
List item 4
List Item 1
List Item 2
List item 1
List item 2
List Item 3
List item 4
List item 1
List item 2
List Item 3
List item 4
Other
Callout Text Here
Quotation Cite
Line Rules
Separator
When do I start paying back my student loan?
With the Sallie Mae® undergraduate and graduate student loans, the student can select from three repayment options2 – the student can choose to make payments while in school with monthly interest payments or with fixed payments, or they can choose to defer payments until after school. No matter which option is chosen, the student will have at least six months after leaving school (known as the grace period) before beginning to make principal and interest payments.
Who will service my loan?
When applying for a student loan through Century Credit Union in partnership with Sallie Mae®, the loan will be serviced by Sallie Mae®.
How are the funds sent to my school?
When certification is received, and after the right to cancel period has expired, the student loan is ready to be disbursed. A disbursement is when funds are sent to the school. Loan funds may be divided into multiple disbursements (usually one per semester). If the student chooses a repayment option that requires in-school payments, the monthly payments will begin as soon as the funds are disbursed.
What happens after my loan is approved?
A certification request is sent to the school after the student’s loan is approved and approved loan terms are accepted. All schools have different processes for certification—some certify daily, weekly, biweekly, etc. Most schools only certify 30 days before the enrollment period begins, even though the student may have applied months in advance. Usually, no actions are required from the student or their cosigner during this time. Sallie Mae® will keep the student posted so they will always know where they are in the process.
How long does it take to apply for a student loan through Century Credit Union in partnership with Sallie Mae®?
It takes about 10 minutes to apply and get a credit decision. If approved, the student can choose the loan options, accept the loan disclosure, and then the loan must be certified by the school. After school certification is received and the right to cancel period expires, the funds can be sent (disbursed) directly to the school.
What is the minimum and maximum amount I can borrow through Century Credit Union in partnership with Sallie Mae®?
Loan applications are subject to a minimum loan amount of $1,000. The maximum amount depends on the type of student loan.
Undergraduate and graduate students can borrow up to 100% of their school-certified expenses—however, the loan amount cannot exceed the cost of attendance less any financial aid received, as certified by the school.1 For post-graduate loans, the maximum amounts are $15,000 or $30,000 depending on the type of loan.
Do I need to be a full-time student to obtain a student loan through Century Credit Union in partnership with Sallie Mae®?
Students can borrow to cover the costs at a participating institution, even if they are not a full- or half-time student. The undergraduate and graduate loans are a good choice for many situations:
U.S. citizens and U.S. permanent residents
Students who meet current credit and other eligibility criteria
Students attending school full-time, half-time, or less than half- time, or taking prerequisite classes
Students taking a full class load, just a few classes, enrolled in a winter or summer term, or studying abroad
Students taking eligible online courses
Students who still need funds after maximizing grants, scholarships, and federal student loans
Students seeking a professional certification or enrolled in a continuing education program
Students who are not U.S. citizens or U.S. permanent residents and who reside in the U.S., attend school in the U.S., and apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident)
Do I need to apply for financial aid each year?
Yes, completing and submitting a Free Application for Federal Student Aid (FAFSA®) each year is the single most important thing students can do to get financial aid for college, but completing the FAFSA® is not a requirement to get a private student loan.
What's the difference between a variable interest rate and a fixed interest loan rate?
A student loan with a variable interest rate can go up or down as market conditions change. This means your student loan payments may also change—you might have lower payment amounts if interest rates fall and higher payments if interest rates rise.
A student loan with a fixed interest rate will have predictable monthly payments with a rate that doesn’t change over the life of the loan.
Why should I borrow for the entire school year?
Undergraduate and graduate students can apply just once a year for a Sallie Mae® loan with a single credit check and, if approved by Sallie Mae and certified by the school, funds are sent (also known as disbursed) for each term directly to the school. Students can cancel future disbursements as needed with no penalty. No interest is charged until money is sent to the school, so the student can relax, knowing the funds are sent to the school when they are needed.
Can the money be used for more than just tuition?
Yes. Undergraduate and graduate students can cover up to 100% of school-certified costs with a Sallie Mae® loan.1 Tuition, books, and other eligible educational expenses— and you only need to apply once for school expenses for the whole year.
Who makes a good cosigner for a Sallie Mae® loan?
Very often, a student loan cosigner is a parent, but it doesn’t have to be. It can be a relative, guardian or other creditworthy individual. Only one person can cosign for a private student loan. For instance, if two parents are willing to be cosigners, only one will be allowed to do it. The cosigner is fully responsible, along with the borrower, for repayment of the full amount of the loan, not just part of it. A cosigner should be someone the student knows and trusts, and who is willing to fill out the application.
Do I need a cosigner for a private loan?
Private student loans are credit-based, which means through our partnership with Sallie Mae®, they will check the applicant’s credit when submitting an application. While not required, applying for a Sallie Mae® loan with a cosigner may help the chances for approval. A cosigner is someone who along with the student, is fully responsible for paying back the loan and is often a parent but can be any creditworthy adult who is a U.S. citizen or U.S. permanent resident.
Where can I get a Free Application for Federal Student Aid (FAFSA®) form to complete?
Use the Free Application for Federal Student Aid (FAFSA®) form on the FAFSA® website to apply for financial aid for college. Many states and colleges have set priority deadlines when the student needs to submit the FAFSA® form to be considered for the aid programs they administer. There is also a federal deadline for each academic year.
Test List Item 2
Test Item
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Test Heading
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Test List Item 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.
Enroll in Online Banking
Enroll in Online Banking
Income Tax Payment
Down Payment on a Home
Birthday or Anniversary
Celebration of a Milestone
Travel
New Baby on the Way
A Wedding
Open Account
Open Account
View Rates
View Rates
Apply for Loan
Apply for Loan
Find a Location
Locations
Reach Out to Us
Communicate with a real person, not an automated attendant or chatbot.
Contact Us
St. Louis
Weiss
S&P Global Market Intelligence
