When you’re looking for a convenient line of credit, Century Credit Union can help you make the most of your home equity.
For a limited time, we’re offering a 12-month introductory rate of 4.99% APR1 when you open a new home equity line of credit by November 9, 2026.
Advance cash from your HELOC for up to 10 years. Ideal for ongoing projects, paying off higher-interest debt, or unexpected expenses.
Details:
Century Credit Union's NMLS# is 445370. We are an Equal Housing Opportunity Lender. For full details and disclosures, contact us at 314.544.1818.
1APR = Annual Percentage Rate. Rate variable after the first 12 months. The 4.99% intro rate applies to advances made during the first 12 months after loan is opened, after which a variable rate applies to all balances and future advances. Offer valid only on new HELOCs opened between 8/17/2026 and 11/9/2026. Margins of 0.50% - 1.00% APR may be applied based on underwriting criteria. A 1.00% margin will be added to HELOCs with a combined loan-to-value exceeding 80%. Loan amounts must be within $10,000 to $100,000, based on available home equity and property appraisal. Must have a credit score of 640 or higher. Property must be located in Missouri or Illinois. Property insurance required; flood insurance if applicable.
2No closing costs if you have checking, direct deposit and eStatements relationships with Century; otherwise, a flat $500 is charged.