When you’re looking for a convenient line of credit, Century Credit Union can help you make the most of your home equity.
For a limited time, we’re offering a 12-month introductory rate of 4.99% APR1 when you open a new home equity line of credit by May 31, 2026.
Enjoy flexible access to cash as needed. Advance cash from your HELOC for up to 10 years.
Ideal for ongoing projects, paying off higher-interest debt, or unexpected expenses.
Century Credit Union's NMLS# is #445370. We are an Equal Housing Opportunity Lender. For full details and disclosures, contact us at 314.544.1818.
1APR = Annual Percentage Rate. The 4.99% intro rate is fixed and applies to advances made during the first 12 months after loan is opened, after which a variable rate applies to the balance and any future advances. Offer valid only on new HELOCs opened between 3/2/2026 and 5/31/2026. Margins of 0.50% - 1.00% APR may be applied based on underwriting criteria. An additional 1.00% APR margin will be added to HELOCs with a combined loan-to-value ratio exceeding 80%. Loan amounts must be within $10,000 to $100,000, based on available home equity and property appraisal. A credit score of 640 or higher required to qualify for this special offer. Property needs to be located in Missouri or Illinois. Property insurance required; flood insurance if applicable.
2No closing costs if you have checking, direct deposit and eStatements relationships with Century; otherwise, a flat $500 is charged.
