Turn your home's equity into cash for what's next
When you’re looking for a convenient line of credit, Century Credit Union can help you make the most of your home equity.
For a limited time, we’re offering a 12-month introductory rate of 4.99% APR1 when you open a new home equity line of credit by November 9, 2026.
Enjoy flexible access to cash as needed
Advance cash from your HELOC for up to 10 years. Ideal for ongoing projects, paying off higher-interest debt, or unexpected expenses.
Details:
- No closing costs2
- 10-year draw period
- 15-year repayment period
- Variable rate tied to Prime after 12 months
Century Credit Union's NMLS# is 445370. We are an Equal Housing Opportunity Lender. For full details and disclosures, contact us at 314.544.1818.
1APR = Annual Percentage Rate. Rate variable after the first 12 months. The 4.99% intro rate applies to advances made during the first 12 months after loan is opened, after which a variable rate applies to all balances and future advances. Offer valid only on new HELOCs opened between 8/17/2026 and 11/9/2026. Margins of 0.50% - 1.00% APR may be applied based on underwriting criteria. A 1.00% margin will be added to HELOCs with a combined loan-to-value exceeding 80%. Loan amounts must be within $10,000 to $100,000, based on available home equity and property appraisal. Must have a credit score of 640 or higher. Property must be located in Missouri or Illinois. Property insurance required; flood insurance if applicable.
2No closing costs if you have checking, direct deposit and eStatements relationships with Century; otherwise, a flat $500 is charged.
