Receive a 2% rebate every quarter on the interest you pay on loans. It's our way of putting our not-for-profit difference to work for you, and a reward you'll only find at Century.
At Century Credit Union, putting members first means helping you keep more of your hard-earned money. That's why we offer great rates, fewer fees, ongoing loyalty rewards, loan interest rebates, and other unique benefits that make banking with us worth more.
The more products and services you and your family use at Century, the greater your potential financial benefits.
Figures cited are from rate and fee comparisons to other banking institutions in the state over a recent 12-month period.
If you or a family member lives or works in St. Louis County, St. Louis City, Jefferson County,
Franklin County, or St. Charles County in Missouri, you can open an account with Century.
Our not-for-profit structure and operational model enable us to offer some of the lowest loan rates and highest deposit rates around, both locally and nationally.
APR = Annual Percentage Rate / APY = Annual Percentage Yield
At Century Credit Union, you'll find the financial products and services you need, often with better rates, fewer and lower fees, and unique benefits you won't find at most banks or credit unions.
Take our debit cards with cash-back rewards. Or Quick Stash, a free program that rounds up your debit card purchases to help you save effortlessly. We also offer a 24-month Flex CD with a one-time rate increase option, a Christmas Club savings account earning 5.09% APY, and youth savings accounts and teen CDs earning an impressive 10.00% APY!
There's more! Our Visa credit cards have no balance transfer or cash advance fees. We offer Credit Builder Loans to help establish or rebuild credit, home equity loans with no closing costs and up to 100% financing, and mortgage loans requiring as little as 5% down with no Private Mortgage Insurance (PMI).
And when you need guidance, our friendly, knowledgeable team is here to help.
Tracie E.The credit union's HELOC was instrumental in helping my family install a swimming pool. The loan allowed us to make a significant improvement to our home and has brought countless hours of enjoyment to our family. Without the credit union's assistance, this project would not have been possible. The credit union staff have always been knowledgeable, friendly, and helpful. They go above and beyond.
Our core mission is simple: people helping people. It’s why we exist and the heart of everything we do.
We're deeply committed to giving back to the local communities that sustain us. Our initiatives include various drives in our lobbies to help those less fortunate, volunteer work for charitable organizations, scholarships for high school and college students, and crucial assistance through our unique Family Fund for members facing significant challenges.
Robin R.During COVID I became disabled and also lost my job. My wonderful credit union helped me so much, including a gift card for food. They reached out to me without any judgement, just help for a senior and that let me keep my residence and my dignity. They are all the kindest group of wonderful workers I have ever met. I brag about them to anyone that will listen. I love Century Credit Union.
For more than seven decades, Century Credit Union has helped people in the St. Louis area save, borrow, and manage their money with confidence. We're financially strong, locally based, and committed to serving our members for generations to come.
Your deposits are federally insured by NCUA, and our consistently strong financial performance has earned us high ratings from various independent, leading agencies.
Bauer Financial
5-Star “Superior” Rating
every quarter since
December 1994
Tracy L.Century has been our financial home/support system for over 13 years. We use Century for all of our financing needs. They make any new loans a breeze. We appreciate the personal attention we get through Century. We wouldn't bank anywhere else.
With deep roots in the local community, Century Credit Union has earned a reputation as a leader in rates and member (customer) service. Our passion is helping people save money and earn money at every stage in life.
Our members enjoy the best of both worlds — powerful digital banking tools and totally free access to their money through 40+ shared branches and 250+ ATMs in St. Louis, and thousands more across the country.
Bauer Financial
5-Star “Superior” Rating
every quarter since
December 1994
