Apply by Nov. 30, 2025, and save $500 or more on a Century mortgage loan. Don’t leave easy money on the table. Discover even more reasons to choose Century for a home loan.
Your financial well-being and success is our top priority. Our lower loan rates, higher deposit returns, and minimal fees help you save more and earn more compared to traditional banks.
As a local financial institution, we’re dedicated to using our resources to benefit you, not to generate profits. The more products and services you and your family use at the credit union, the greater you’ll benefit!
Figures cited are from rate and fee comparisons to other banking institutions in the state over a recent 12-month period.
Our not-for-profit structure and operational model enable us to offer some of the lowest loan rates and highest deposit rates around, both locally and nationally.
At Century Credit Union, we offer a wide range of financial products and services similar to those of traditional banks — but with unique benefits and better pricing.
For example, debit cards with cash-back rewards. A program that rounds up your debit card purchases and automatically deposits the change into a high-interest savings account called Quick Stash. A Christmas Club savings account paying 5.09% APY. Youth savings accounts paying 10.00% APY, and teen CDs paying the same! No balance transfer or cash advance fees on credit cards. A Credit Builder Loan for those who have little or no credit history or are struggling to improve their credit score. Home equity loans with no closing costs and 100% financing available. Mortgage loans with as little as 5% down, with no Private Mortgage Insurance (PMI).
Our friendly, knowledgeable team provides personalized, unbiased financial advice to help you make the best financial decisions.
Anthony A.I enjoy the personal service, the sound advice, and the ability to speak with people who really care about our financial well-being.
Our core mission is simple: people helping people. It’s why we exist and the heart of everything we do.
We are deeply committed to giving back to the local communities that sustain us. Our initiatives include various drives in our lobbies to help those less fortunate, volunteer work for charitable organizations, scholarships for high school and college students, and crucial assistance through our unique Family Fund for members facing significant challenges.
Tracie E.One of the ways in which Century Credit Union has benefited my family is through my children's savings accounts. Both my son and daughter have savings accounts that have taught them the responsibility of saving money. They have learned the value of setting money aside for future expenses, and I have been able to teach them valuable financial lessons that will serve them well in the future.
Your money is in safe and secure hands at Century. Thousands of people have trusted us with their hard-earned dollars since we opened our doors in 1954.
We are financially strong and stable, as evidenced by ratings we’ve received from various independent, leading agencies, ensuring you can trust us for the long term.
Bauer Financial
5-Star “Superior” Rating
every quarter since
December 1994
Tracy L.Century has been our financial home/support system for over 13 years. We use Century for all of our financing needs. They make any new loans a breeze. We appreciate the personal attention we get through Century. We wouldn't bank anywhere else.
With deep roots in the local community, Century Credit Union has earned a reputation as a leader in rates and member (customer) service. Our passion is helping people save money and earn money at every stage in life.
Our members enjoy the best of both worlds — powerful digital banking tools and totally free access to their money through 70+ shared branches and 250+ ATMs in St. Louis, and thousands more across the country.
Bauer Financial
5-Star “Superior” Rating
every quarter since
December 1994
